Notice of Variance from Prior Period Results

Overview of Performance

The Yamanashi Chuo Bank,Ltd. reported that both consolidated and non-consolidated results for the second quarter of the fiscal year ending March 2027 (interim period) significantly exceeded prior-period results. In particular, consolidated ordinary revenue was 56,805 million yen, ordinary income was 10,918 million yen, and interim net income attributable to owners of parent was 6,511 million yen, each marking substantial increases year-over-year. Interim net income per share was calculated taking into account the impact of the stock split and showed an upward trend on both consolidated and non-consolidated bases. The main factors behind the variances were increased gains on sales of equity securities, higher interest income on loans, and increased interest and dividends on securities.

Impact on Shareholders and Outlook

The increases in gains from sales and interest income cited as drivers of the variance are temporary factors, and the medium-term sustainability of earnings strength will depend on future interest rate trends, loan demand, and asset management outcomes. A stock split was implemented in October 2026, which affects per-share indicators; careful monitoring of the sustainability of future profit growth is necessary.