Financial Summary for the Six Months Ended March 2027 (Interim) [Japanese GAAP] (Consolidated)

Performance Overview

For the interim period, consolidated ordinary income was 115,947 million yen, ordinary profit was 51,024 million yen, and net income attributable to owners of the parent for the interim period was 36,346 million yen, representing substantial increases year on year. The Company implemented upward revisions from the initial plan, raising the full-year forecasts to ordinary profit of 100,000 million yen and net income of 70,000 million yen. The impact of the stock split (1-for-3 reverse split? — note: original indicates 1 share to 3 shares split) was applied at the beginning of the fiscal year, and the number of shares outstanding at the fiscal year-end is 229,967,238 shares. Dividends are expected to be 60 yen per period at the end of the second quarter, totaling 120 yen for the full year.

Outlook and Impact for Shareholders

While expecting a gradual recovery in the domestic economy, the Company will monitor interest rate trends and market conditions. The upward revision to the full-year forecast is expected to improve ROE and the capital adequacy ratio, and an increase in dividends as shareholder returns is anticipated. Comparisons of post-split EPS per share are based on certain monthly assumptions.