Notice of Revisions to Second Quarter Earnings and Dividend Increase｜July 29, 2026

Overview of Business Performance

Zenhorren revised its full-year earnings forecast for the fiscal year ending March 2027 upward on May 14, 2026. While sales are expected to remain at 27,416 million yen, net income is projected to increase by 10.9% to 2,800 million yen, and operating income by 13.3% to 4,000 million yen. These improvements are attributable to the integration of Mitsubishi UFJ Financial Group as a consolidated subsidiary, new product development, and cost reductions driven by advanced AI screening systems, which lowered credit costs. Moreover, the year-end dividend was increased from 48 yen to 54 yen, further enhancing shareholder returns.

Future Outlook and Impact on Shareholders

The company expects to achieve record-high profits through enhanced creditworthiness and sales of high-value-added products. No impacts from oil price or interest rate fluctuations are anticipated. Backed by ample cash deposits and net assets, the company aims to continue increasing corporate value and rewarding shareholders. The dividend increase further strengthens shareholder returns, reflecting the company's policy to improve long-term corporate value.