Fiscal Year Ending March 2027 — Second Quarter (Interim) Financial Summary (Japanese GAAP) (Consolidated)

Summary and Performance Trends

This financial summary discloses consolidated results for the second quarter of the fiscal year ending March 2027. Ordinary revenue was 1,672,994 hundred million yen (YoY -2.7%), ordinary profit was 136,769 million yen (YoY +24.5%), and interim net income attributable to owners of the parent was 76,433 million yen (YoY +13.5%). Group adjusted profit rose significantly to 914 hundred million yen (+30.3%). The full-year forecast remains unchanged, with group adjusted profit expected at 1,720 hundred million yen (+8.5%). Financial position: total assets 17,271,255 million yen and equity ratio 9.3%, unchanged from the previous fiscal year. The company plans to record a dividend of 82 yen at the end of the second quarter, based on the fiscal year ended March 2026 results, with a full-year dividend forecast of 164 yen for the fiscal year ending March 2027.

Shareholder Returns, Financial Soundness and Outlook

The substantial increase in group adjusted profit reflects improvements in ordinary profit and the effects of reinvestment and risk management. Although the full-year forecast is unchanged, the expansion of group adjusted profit suggests a continued commitment to enhancing shareholder returns. The equity ratio is low at 9.3%, but liquidity is maintained through a mix of marketable securities, loans receivable and cash. Future performance may vary depending on overseas factors and investment performance of the insurance business, so careful monitoring is required.