The Tohoku Bank, Ltd. Financial Summary for the Second Quarter of the Fiscal Year Ending March 2027 (Interim)

Summary of Results

For the second quarter (interim) of fiscal 2026, on a standalone basis ordinary income was 9,611 million yen, ordinary profit was 1,844 million yen, and net income was 1,396 million yen, confirming a profit-increasing trend compared with the same period last year. Core operating profit was 1,937 million yen, showing improvement on metrics excluding gains/losses from mutual fund redemptions. Financial soundness remains stable with capital adequacy ratios of 8.75% (standalone) and 8.82% (consolidated). Loan and deposit trends are steady, and efforts to strengthen profitability under the medium-term plan will continue.

Future Outlook and Impact

The interim forecasts for the fiscal year ending March 2027 project ordinary income of 18.1 billion yen, ordinary profit of 2.4 billion yen, and net income of 1.6 billion yen, assuming steady growth based on the current medium-term plan. Asset management of deposits, loans, and securities is stable, and increases in lending and improvements in the loan-deposit interest margin are expected to contribute to overall profitability. The bank plans to continue strengthening risk management while reinforcing its position as a regional financial institution.