Notice Regarding Revision of Full-Year Earnings Forecast and Revision of Year-End Dividend Forecast (Dividend Increase)

Revision of Earnings Forecast

The Company has revised upward its full-year consolidated earnings forecast for the fiscal year ending March 2027. The primary reasons are higher interest rates and increased net interest income at consolidated subsidiary Senshu Ikeda Bank, Ltd., and an expected downward revision in credit-related expenses. The new forecast is Ordinary Income of 137,000 million yen, Ordinary Profit of 32,200 million yen, Net Income Attributable to Owners of Parent of 20,700 million yen, and Basic Earnings Per Share of 74.31 yen. Compared with the previous forecast, these represent increases of +4,000 million yen, +3,700 million yen, and +1,600 million yen respectively, with no change of +0.00 yen for EPS, demonstrating notable profit growth.

Revision of Dividend Forecast and Shareholder Returns

The dividend forecast for the fiscal year ending March 2027 has been revised to a year-end dividend of 16.25 yen per share and an annual dividend of 30.00 yen per share. This determination is based on the shareholder return policy (target payout ratio of 40%) and increases the year-end dividend by 2.50 yen from the prior forecast. The actual dividend was 25.00 yen in the previous fiscal year, and is forecast at 30.00 yen for the current fiscal year.