The Daito Bank, Ltd.
Q1 FY2027 Financial Summary (Japanese GAAP, Consolidated)
For the first quarter of the fiscal year ending March 2027, ordinary income was 4.6350 billion yen, ordinary profit was 0.9260 billion yen, and net income attributable to owners of parent for the quarter was 0.6530 billion yen. YoY, ordinary income rose by 0.89 million yen, ordinary profit rose by 0.94 million yen, and net income increased by 0.14 million yen. Total assets were 89.07 billion yen, net assets were 2.90 billion yen. Full-year forecast remains unchanged. The quarterly ending common equity ratio (consolidated) is 11.23%, and standalone is 10.98%.
Key Figures
- Ordinary income: 4,635 million yen
- Ordinary profit: 9,260 million yen
- Net income attributable to owners of parent (quarter): 6,530 million yen
AI要約
Performance overview
The quarter's earnings reflected gains in ordinary income driven by expanded asset management while financing costs and gains on sale of bonds rose, resulting in higher ordinary profit YoY. Net income attributable to owners of parent for the quarter also edged up slightly. The quarterly-consolidated revenue indicators show an increasing trend, but segment information has been reorganized to focus on banking operations, with leasing segments removed. The full-year forecast remains at the previously published level. The consolidated capital adequacy ratio is 11.23% and standalone 10.98%, indicating sound capital adequacy.
Financial position and capital policy trends
Total assets at quarter-end stood at approximately 89.07 trillion yen, net assets at about 2.90 billion yen, indicating relative stability. Deposits increased, and loans reached a new high. Conversely, securities declined. The capital adequacy ratio stands at 11.23% (consolidated) and 10.98% (standalone), remaining stable, though attention to risk asset movements is required. No changes to the full-year dividend guidance are announced for this period.
Daito Bank Ltd.
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