The Kita-Nippon Bank, Ltd.

8551.T
Banks - Regional
2026/07/31 Updated
Market Cap: $327.7M (¥52.6B)
Stock Price: $40.00 (¥6,420)
Exchange Rate: 1 USD = ¥160.51

Stock Price Chart

2026/07/31 Updated
12.16
PER (Price Earnings Ratio)
vs Industry Avg: +2.6
0.55
PBR (Price to Book Ratio)
vs Industry Avg: -0.7
2.95%
Dividend Yield
vs Industry Avg: +0.00%

Price Trend

2026/07/31 Updated
Short-term
5-Day MA
-4.04%
Near-term
25-Day MA
+5.70%
Mid-term
75-Day MA
+17.61%
Long-term
200-Day MA
+34.10%

Price & Trading Details

2026/07/31 Updated

PRICE

Previous Close ¥6,500
Open ¥6,550
High ¥6,740
Low ¥6,420
Close ¥6,420

TRADING

Volume 5,100
Average Volume 29,383
Turnover ¥32,742,000
Min. Purchase ¥642,000

Earnings Calendar

Updated 2026/07/01

Recent Earnings

Date EPS Est. EPS Actual Surprise
2016/01/28 ¥140.09 ¥131.89 -5.9%
2015/07/30 ¥81.06 ¥145.39 +79.4%
2015/05/12 ¥84.02 ¥243.14 +189.4%
2015/01/29 ¥74.27 ¥112.85 +52.0%

Shareholder Composition

Updated 2026/07/01
8.1%
Insider Holdings
15.2%
Institutional
76.7%
Public Float
37
Institutional Holders
Insider Holdings 8.1%
Institutional 15.2%
Public Float 76.7%

Dividend History

Updated 2026/07/26
-%
Dividend Yield
¥100
Annual Dividend
-30.6%
YoY Growth
-%
Payout Ratio
Year Dividend Change
2026 ¥100 -30.6%
2025 ¥144 +60.0%
2024 ¥90 +50.0%
2023 ¥60 -7.7%
2022 ¥65 -

Financial Performance

2026/07/26 Updated

Revenue & Profit

Margins

Cash Flow

Financial Health

2023 2024 2025 2026
Income Statement
Revenue ¥21,373M ¥26,768M ¥22,837M ¥25,045M
Gross Profit - - - -
Operating Income - - - -
Pretax Income - - - -
Net Income ¥2,659M ¥3,073M ¥4,011M ¥4,363M
EPS ¥314.88 ¥363.27 ¥475.57 -
Operating Margin 0.00% 0.00% 0.00% 0.00%
Balance Sheet
Total Assets ¥1,495,481M ¥1,522,676M ¥1,526,336M ¥1,563,506M
Total Equity ¥75,269M ¥86,039M ¥86,459M ¥95,018M
Total Liabilities ¥1,420,212M ¥1,436,637M ¥1,439,877M ¥1,468,488M
Cash ¥90,158M ¥134,166M ¥111,065M ¥124,393M
Interest-bearing Debt ¥1,730M ¥1,621M ¥1,362M ¥1,522M
Equity Ratio 5.03% 5.65% 5.66% 6.08%
D/E Ratio 0.02 0.02 0.02 0.02
Cash Flow
Operating CF -¥210,951M -¥27,356M -¥17,070M ¥19,895M
Investing CF ¥22,787M ¥71,826M -¥4,986M -¥5,012M
Financing CF -¥546M -¥507M -¥1,262M -¥1,699M
Free CF -¥212,063M -¥28,579M -¥17,944M ¥17,835M
Efficiency
ROE 3.53% 3.57% 4.64% 4.59%
ROA 0.18% 0.20% 0.26% 0.28%

Company Information

English Name The Kita-Nippon Bank, Ltd.
Japanese Name (株)北日本銀行
Stock Code 8551.T (JPX)
Sector / Industry Financial Services / Banks - Regional
Employees 771

About

The Kita-Nippon Bank, Ltd., together with its subsidiaries, engages in the provision of commercial banking products and services in Japan. The company accepts various deposits and certificates of deposit; and offers business, housing, and other loans. It is also involved in providing credit cards; and credit guarantee, leasing and financing, computer, software development, and software sale services. The Kita-Nippon Bank, Ltd. was incorporated in 1942 and is headquartered in Morioka, Japan.

Data provided by Yahoo Finance