The Fukui Bank, Ltd.
Q1 2027 Earnings Summary (Consolidated, Japanese GAAP)
For the first quarter, consolidated results show ordinary income of 25,814 million yen (YoY +62.81 hundred million yen), ordinary profit of 2,575 million yen (YoY decrease), and net income attributable to owners of parent of 5,784 million yen (YoY +27.82 hundred million yen). Effects include the retirement benefit plan revision and merger-related items. Full-year forecasts remain at the current disclosed level.
Key Figures
- Ordinary income: 25,814百万円 (YoY +32.1%)
- Net income attributable to owners of parent (quarter): 5,784百万円 (YoY +92.6%)
- Total assets: 4,384,358百万円 (YoY end of period +699 百万円)
AI要約
Overview of results
Jou Bank Group reports consolidated results for the first quarter following the management integration with Fukubō Bank. Ordinary income increased, while ordinary profit declined due to merger-related costs. Net income attributable to owners of parent rose significantly, helped by the effects of the integration and concentrated recognition of retirement benefit plan revision. Total assets rose, and the equity ratio remained at a low level.
Outlook and key points
Second-quarter cumulative and full-year earnings guidance may exceed interim projections. Retirement benefit plan integration-related gains are expected to be concentrated in the period, with effective impact varying depending on tax costs. Focus going forward includes the sustainability of merger effects, interest rate trends, and improvements in capital structure.
Jou Financial Corporation
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