Daishi Hokuetsu Financial Group, Inc.

7327.T
Banks - Regional
2026/08/21 Updated
Market Cap: $4.0B (¥637.0B)
Stock Price: $15.27 (¥2,427)
Exchange Rate: 1 USD = ¥158.98

Stock Price Chart

2026/08/21 Updated
15.11
PER (Price Earnings Ratio)
vs Industry Avg: +5.6
1.07
PBR (Price to Book Ratio)
vs Industry Avg: -0.2
3.30%
Dividend Yield
vs Industry Avg: +0.35%

Price Trend

2026/08/21 Updated
Short-term
5-Day MA
-2.36%
Near-term
25-Day MA
+2.52%
Mid-term
75-Day MA
+10.89%
Long-term
200-Day MA
+26.20%

Price & Trading Details

2026/08/21 Updated

PRICE

Previous Close ¥2,427
Open ¥2,420
High ¥2,448
Low ¥2,403
Close ¥2,427

TRADING

Volume 594,500
Average Volume 862,842
Turnover ¥14億
Min. Purchase ¥242,700

Analyst Recommendations 1 analysts

Updated 2026/08/01
Strong Buy
0
Buy
1
1
Hold
0
Sell
0
Strong Sell
0
Target Price (Mean)
¥2,450
None
¥2,450
High
¥2,450
Median
¥2,450
Low
+47% vs Current Price
This information is based on market data from third-party data providers and is for reference only. Investment decisions are your own responsibility.

Earnings Calendar

Updated 2026/08/01

Recent Earnings

Date EPS Est. EPS Actual Surprise
2026/07/30 ¥53.20 ¥67.37 +26.6%
2026/05/15 ¥27.39 ¥31.23 +14.0%

Shareholder Composition

Updated 2026/08/01
8.4%
Insider Holdings
25.0%
Institutional
66.7%
Public Float
80
Institutional Holders
Insider Holdings 8.4%
Institutional 25.0%
Public Float 66.7%

Major Holders

Updated 2026/08/01
Institution Ownership Shares Change
VANGUARD STAR FUNDS-Vanguard Total International Stock Index Fund
1.25%
3.5M -0.02%
DFA INVESTMENT DIMENSIONS GROUP INC-DFA Intl Small Cap Value PORT.
1.18%
3.3M -5.99%
VANGUARD TAX-MANAGED FUNDS-Vanguard Developed Markets Index Fund
0.83%
2.3M +2.56%
American Century ETF Trust-Avantis International Small Cap Value ETF
0.69%
1.9M -5.41%
iShares Trust-iShares Core MSCI EAFE ETF
0.53%
1.5M 0.00%
DFA INVESTMENT TRUST CO-The Japanese Small Company Series
0.47%
1.3M 0.00%

Dividend History

Updated 2026/08/23
-%
Dividend Yield
¥36
Annual Dividend
-30.8%
YoY Growth
22.4%
Payout Ratio
Year Dividend Change
2026 ¥36 -30.8%
2025 ¥52 +66.8%
2024 ¥31 +43.8%
2023 ¥22 +8.4%
2022 ¥20 -

Financial Performance

2026/08/23 Updated

Revenue & Profit

Margins

Cash Flow

Financial Health

2022 2023 2024 2025
Income Statement
Revenue ¥125,217M ¥128,346M ¥135,794M ¥141,309M
Gross Profit - - - -
Operating Income - - - -
Pretax Income - - - -
Net Income ¥15,144M ¥17,768M ¥21,203M ¥29,349M
EPS ¥55.26 ¥65.30 ¥79.12 ¥111.97
Operating Margin 0.00% 0.00% 0.00% 0.00%
Balance Sheet
Total Assets ¥10,670,304M ¥10,517,951M ¥11,138,009M ¥10,977,796M
Total Equity ¥428,458M ¥415,422M ¥499,880M ¥478,861M
Total Liabilities ¥10,241,846M ¥10,102,529M ¥10,638,129M ¥10,498,935M
Cash ¥2,758,985M ¥2,031,509M ¥2,230,849M ¥2,147,289M
Interest-bearing Debt ¥1,361,647M ¥911,181M ¥1,182,479M ¥985,858M
Equity Ratio 4.02% 3.95% 4.49% 4.36%
D/E Ratio 3.18 2.19 2.37 2.06
Cash Flow
Operating CF ¥797,685M -¥338,479M ¥294,419M -¥255,788M
Investing CF -¥85,510M -¥380,777M -¥90,170M ¥186,554M
Financing CF -¥8,942M -¥8,049M -¥10,509M -¥9,431M
Free CF ¥794,858M -¥343,798M ¥289,295M -¥259,764M
Efficiency
ROE 3.53% 4.28% 4.24% 6.13%
ROA 0.14% 0.17% 0.19% 0.27%

Latest IR Information

Company Information

English Name Daishi Hokuetsu Financial Group, Inc.
Japanese Name (株)第四北越フィナンシャルグループ
Stock Code 7327.T (JPX)
Sector / Industry Financial Services / Banks - Regional
Employees 3,456

About

Daishi Hokuetsu Financial Group, Inc., together with its subsidiaries, provides financial products and services in Japan. The company offers banking, leasing, securities, credit guarantee, credit card, system-related, and recruitment services. It also offers lending products including business loans, consumer loans, housing loans, and structured finance; market development projects; and tourism promotion projects. In addition, it offers credit guarantee, credit card, IT solutions, consulting, research, staffing, and regional trading services. The company was founded in 1873 and is headquartered in Niigata, Japan.

Data provided by Yahoo Finance