Gunosy Inc.
slice Small Finance Bank Related Presentation Materials
The IR materials outline growth, capital policy, and market position of slice SFB, an investee of Gunosy, after its conversion to a bank. Key points include improved capital adequacy and expanded lending capacity following capital raising in September 2026, achievement of profitability, and IPO prospects in 2028–2029.
Key Figures
- Net Revenue: ₹306.7 Cr (YoY +41%)
- Operating profit before provisions: ₹80.6 Cr
- CRAR: 18.17%
- GNPA: 4.36%
- Deposits: ₹5,765 Cr (as of end of June 2026)
AI要約
Key Points of Business and Capital Policy
After the September 2026 capital raise, slice improved its capital adequacy ratio and expanded lending capacity. By expanding its deposit base and utilizing low-cost funding, it achieved growth in loan balances and improved profitability. Since returning to profitability in FY26, Q1 FY27 net revenue grew by 41% year-on-year. The company plans to accelerate growth through capital policy with an IPO targeted in 2028–2029.
Impact on Shareholders and Outlook
The recent capital raise improved the capital adequacy ratio and expanded lending capacity. In the future, the bank plans to utilize deposits as capital to scale the business. Shareholder composition maintains the position of the largest external shareholder, with adjusted ownership after potential dilution at approximately 12% (see P9). Focus going forward will be IPO preparation and progress on growth strategies.
Gunosy Inc.
Company overview · Stock price · Financial data · All IR
