Rakuten Bank, Ltd.
Stock Price Chart
2026/10/09 12:26 UpdatedPrice Trend
2026/10/09 12:26 UpdatedPrice & Trading Details
2026/10/09 12:26 UpdatedPRICE
TRADING
Analyst Recommendations 7 analysts
Updated 2026/10/01Earnings Calendar
Updated 2026/10/01Recent Earnings
| Date | EPS Est. | EPS Actual | Surprise |
|---|---|---|---|
| 2026/08/05 | ¥115.42 | ¥120.14 | +4.1% |
| 2026/05/12 | ¥100.58 | ¥114.35 | +13.7% |
| 2026/02/09 | ¥100.73 | ¥109.52 | +8.7% |
| 2025/11/11 | ¥95.44 | ¥98.41 | +3.1% |
Shareholder Composition
Updated 2026/10/01Top Mutual Funds / ETFs
Updated 2026/10/01Major Holders
Updated 2026/10/01| Fund Name | Ownership | Shares | Change |
|---|---|---|---|
|
VANGUARD STAR FUNDS-Vanguard Total International Stock Index Fund
|
1.3M | +0.29% | |
|
-Price (T.Rowe) International Growth Equity Trust
|
1.2M | -2.35% | |
|
T. ROWE PRICE Intl Fd.S, INC.-T. Rowe Price Intl Stock Fd.
|
1.0M | -2.86% | |
|
VANGUARD TAX-MANAGED FUNDS-Vanguard Developed Markets Index Fund
|
865.9K | +0.89% | |
|
iShares Trust-iShares Core MSCI EAFE ETF
|
685.2K | +0.48% | |
|
iShares Trust-iShares MSCI EAFE Small-Cap ETF
|
324.0K | -8.16% |
Financial Performance
2026/10/04 UpdatedRevenue & Profit
Margins
Cash Flow
Financial Health
| 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Income Statement | ||||
| Revenue | ¥66,126M | ¥80,533M | ¥93,416M | ¥123,549M |
| Gross Profit | - | - | - | - |
| Operating Income | - | - | - | - |
| Pretax Income | - | - | - | - |
| Net Income | ¥20,039M | ¥27,692M | ¥34,436M | ¥50,779M |
| EPS | ¥121.85 | ¥168.38 | ¥199.86 | ¥290.77 |
| Operating Margin | 0.00% | 0.00% | 0.00% | 0.00% |
| Balance Sheet | ||||
| Total Assets | ¥9,490,689M | ¥11,589,508M | ¥13,480,473M | ¥14,748,639M |
| Total Equity | ¥187,079M | ¥213,031M | ¥260,692M | ¥302,244M |
| Total Liabilities | ¥9,303,610M | ¥11,376,477M | ¥13,219,781M | ¥14,446,395M |
| Cash | ¥3,649,136M | ¥4,050,227M | ¥4,791,097M | ¥4,241,858M |
| Interest-bearing Debt | ¥1,612,000M | ¥2,289,428M | ¥2,580,182M | ¥2,769,259M |
| Equity Ratio | 1.97% | 1.84% | 1.93% | 2.05% |
| D/E Ratio | 8.62 | 10.75 | 9.90 | 9.16 |
| Cash Flow | ||||
| Operating CF | ¥1,461,945M | ¥594,695M | ¥1,027,880M | ¥183,758M |
| Investing CF | -¥495,980M | -¥193,578M | -¥301,058M | -¥732,563M |
| Financing CF | - | - | ¥13,324M | - |
| Free CF | ¥1,456,506M | ¥586,886M | ¥1,018,511M | ¥169,789M |
| Efficiency | ||||
| ROE | 10.71% | 13.00% | 13.21% | 16.80% |
| ROA | 0.21% | 0.24% | 0.26% | 0.34% |
Latest IR Information
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Notice Regarding Effectiveness of Share Delivery and Conversion to Subsidiary
Through this share delivery, Rakuten Card and Rakuten Securities HD have become wholly owned subsidiaries of Rakuten Bank, with 230,890,116 newly issued Class A shares. Following share delivery to the Rakuten Group and Mizuho Bank and exercise of share acquisition...
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Notice of Changes to Executive Officers
The Board of Directors resolved changes to executive officers. Mr. Toru Mimura will resign and is scheduled to assume the position of Advisor effective October 1, 2026.
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Notice of Executive Officer Personnel Changes (Effective October 1, 2026)
Resolved the appointment of executive officers. The effective date is scheduled for October 1, 2026. The appointees are Koichi Nakamura and Yuji Kusunoki, with concurrent positions at Rakuten Card and Rakuten Securities Holdings noted.
Read more -
Notice on the Implementation of the Shareholder Benefits Program (as of end-September 2026)
As of the share register end of September 2026, shareholders owning 100 shares or more are eligible for benefits such as yen time deposit preferential interest rates, foreign currency time deposit cashback, and cashback on housing loans. Details to be...
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Latest News (5 items)
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Average Analyst Rating: buy
Average Target Price: ¥6,683
Rating Score: 2.29 (Based on 7 analysts)
※1=Strong Buy, 5=Strong Sell
Company Information
About
Rakuten Bank, Ltd. provides internet banking products and services to individual, corporate, and sole proprietor customers in Japan. Its deposit products include fixed-term, foreign currency, and yen deposits; securities; and investment trusts. The company also offers card loans, securities-backed loans, real estate secured loans, reverse mortgages, educational loans, home loan, and insurance products. In addition, it provides deposit, withdrawal, payment, transfer and remittance, and receive services; debit, credit, and cash card; international money transfer; and account and ID management, cashless, and partner services. Rakuten Bank, Ltd. has strategic alliance with Mizuho Bank, Ltd. to establishing a credit creation model. Rakuten Bank, Ltd. was incorporated in 2000 and is headquartered in Tokyo, Japan.
