Rakuten Bank, Ltd.
Stock Price Chart
2026/08/13 UpdatedPrice Trend
2026/08/13 UpdatedPrice & Trading Details
2026/08/13 UpdatedPRICE
TRADING
Analyst Recommendations 8 analysts
Updated 2026/08/01Earnings Calendar
Updated 2026/08/01Recent Earnings
| Date | EPS Est. | EPS Actual | Surprise |
|---|---|---|---|
| 2026/05/12 | ¥100.58 | ¥114.35 | +13.7% |
| 2026/02/09 | ¥100.73 | ¥109.52 | +8.7% |
| 2025/11/11 | ¥95.44 | ¥98.41 | +3.1% |
| 2025/08/05 | ¥89.00 | ¥96.48 | +8.4% |
Shareholder Composition
Updated 2026/08/01Major Holders
Updated 2026/08/01| Institution | Ownership | Shares | Change |
|---|---|---|---|
|
VANGUARD STAR FUNDS-Vanguard Total International Stock Index Fund
|
1.3M | +0.29% | |
|
-Price (T.Rowe) International Growth Equity Trust
|
1.3M | +28.24% | |
|
Perpetual Americas Funds Trust-JOHCM International Select Fund
|
1.1M | -8.05% | |
|
T. ROWE PRICE Intl Fd.S, INC.-T. Rowe Price Intl Stock Fd.
|
1.0M | -0.17% | |
|
VANGUARD TAX-MANAGED FUNDS-Vanguard Developed Markets Index Fund
|
858.3K | +2.30% | |
|
iShares Trust-iShares Core MSCI EAFE ETF
|
681.9K | 0.00% |
Financial Performance
2026/08/09 UpdatedRevenue & Profit
Margins
Cash Flow
Financial Health
| 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Income Statement | ||||
| Revenue | ¥66,126M | ¥80,533M | ¥93,416M | ¥123,549M |
| Gross Profit | - | - | - | - |
| Operating Income | - | - | - | - |
| Pretax Income | - | - | - | - |
| Net Income | ¥20,039M | ¥27,692M | ¥34,436M | ¥50,779M |
| EPS | ¥121.85 | ¥168.38 | ¥199.86 | ¥290.77 |
| Operating Margin | 0.00% | 0.00% | 0.00% | 0.00% |
| Balance Sheet | ||||
| Total Assets | ¥9,490,689M | ¥11,589,508M | ¥13,480,473M | ¥14,748,639M |
| Total Equity | ¥187,079M | ¥213,031M | ¥260,692M | ¥302,244M |
| Total Liabilities | ¥9,303,610M | ¥11,376,477M | ¥13,219,781M | ¥14,446,395M |
| Cash | ¥3,649,136M | ¥4,050,227M | ¥4,791,097M | ¥4,241,858M |
| Interest-bearing Debt | ¥1,612,000M | ¥2,289,428M | ¥2,580,182M | ¥2,769,259M |
| Equity Ratio | 1.97% | 1.84% | 1.93% | 2.05% |
| D/E Ratio | 8.62 | 10.75 | 9.90 | 9.16 |
| Cash Flow | ||||
| Operating CF | ¥1,461,945M | ¥594,695M | ¥1,027,880M | ¥183,758M |
| Investing CF | -¥495,980M | -¥193,578M | -¥301,058M | -¥732,563M |
| Financing CF | - | - | ¥13,324M | - |
| Free CF | ¥1,456,506M | ¥586,886M | ¥1,018,511M | ¥169,789M |
| Efficiency | ||||
| ROE | 10.71% | 13.00% | 13.21% | 16.80% |
| ROA | 0.21% | 0.24% | 0.26% | 0.34% |
Latest IR Information
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Rakuten Bank, Ltd. Q1 FY2027 Financial Summary (Japan GAAP) (Consolidated) for the Fiscal Year Ending March 2027 Q1
Consolidated ordinary income for the first quarter of FY2027 rose to 78,425 million yen (YoY +40.8%), ordinary profit to 30,209 million yen (YoY increase), and net income attributable to shareholders of the parent company for the quarter to 20,965 million...
Read more -
Notice Regarding Revisions to Earnings Guidance
Consolidated earnings guidance for the fiscal year ending March 2027 raised. Ordinary income: 314,669 million yen to 343,456 million yen; profit attributable to owners of parent: 81,325 million yen to 88,145 million yen; earnings per share: 466.04 yen to 505.10...
Read more -
【Rakuten Bank】 Employee Stock Option Issuance | July 2026
Rakuten Bank has issued 383 stock acquisition rights to employees and introduced a long-term incentive system linked to stock price. The exercise period is 10 years from the issuance date, with a phased exercise mechanism.
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Rakuten Bank Share Investment Unit Reduction Policy｜June 2026
Rakuten Bank is considering reducing the investment units to enhance stock liquidity and expand the investor base, and has indicated a cautious decision-making approach.
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Rakuten Bank June 2026 Shareholders and Controlling Shareholder Notice
Rakuten Bank owns a voting rights ownership ratio of 49.27% belonging to the parent company Rakuten Group, Inc., clarifying its role and relationship within the group. While ensuring operational independence, it continues to develop its business leveraging group synergies.
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Latest News (5 items)
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Average Analyst Rating: buy
Average Target Price: ¥7,021
Rating Score: 2.13 (Based on 8 analysts)
※1=Strong Buy, 5=Strong Sell
Company Information
About
Rakuten Bank, Ltd. provides internet banking products and services to individual, corporate, and sole proprietor customers in Japan. Its deposit products include fixed-term, foreign currency, and yen deposits; securities; and investment trusts. The company also offers card loans, securities-backed loans, real estate secured loans, reverse mortgages, educational loans, home loan, and insurance products. In addition, it provides deposit, withdrawal, payment, transfer and remittance, and receive services; debit, credit, and cash card; international money transfer; and account and ID management, cashless, and partner services. Rakuten Bank, Ltd. has strategic alliance with Mizuho Bank, Ltd. to establishing a credit creation model. Rakuten Bank, Ltd. was incorporated in 2000 and is headquartered in Tokyo, Japan.
