First Quarter of Fiscal Year Ending March 2027: Capital Adequacy Ratio

Overview of Performance

This release focuses on evaluating financial soundness through the disclosure of the capital adequacy ratio and related metrics as of the end of the first quarter of the fiscal year ending March 2027. On a consolidated basis, the total capital adequacy ratio rose to 14.35% (up 1.00 percentage points from the previous year-end) and the Tier 1 ratio to 13.18% (up 1.01 points). Total capital stood at 7,019 billion yen and Tier 1 capital at 6,449 billion yen, both increasing from the previous year-end. China Bank (consolidated and standalone) also showed improvements in total capital adequacy ratio and Tier 1 ratio, indicating an overall strengthening of capital quality.

Outlook and Implications for Investors

The improvement in capital adequacy ratio signals higher financial stability and supports risk management resilience. The disclosed figures are calculated under international standards, and despite an increase in risk-weighted assets, capital adequacy is confirmed. Future capital policy directions and additional capital efficiency measures could influence shareholder returns, but the current data do not specify concrete dividend or treasury stock-related policies.