Financial Summary for the Fiscal Year Ending March 2026 [Japanese GAAP] (Consolidated)

Overview of Performance

For the fiscal year ending March 2026, consolidated ordinary income reached 249.0074 billion yen (up 17.6% YoY), ordinary profit was 56.0038 billion yen (up 46.2% YoY), and net income attributable to owners of parent totaled 39.705 billion yen (up 44.7% YoY). Revenue and profit increased in the banking, securities, and other segments, with banking ordinary profit notably rising 46.6% YoY to 52.48 billion yen. Although the leasing segment experienced a decline in revenue and profit due to the loss of a large project, overall performance remained strong.

Financial Position and Cash Flow Status

Total assets stood at 11.3702 trillion yen (an increase of 324.7 billion yen YoY), and net assets were 620.7 billion yen (up 78.4 billion yen YoY). Loans increased by 225.6 billion yen YoY to 6.797 trillion yen, and deposits rose to 8.5039 trillion yen. Cash flow from operating activities was positive 70.9 billion yen, cash flow from investing activities was negative 293.1 billion yen, and cash flow from financing activities was negative 6.1 billion yen. The ending balance of cash and cash equivalents was 973.3 billion yen.

Dividend Information and Future Outlook

The year-end dividend for the fiscal year ending March 2026 is planned to be increased to 53 yen (annual 90 yen). The earnings guidance for the fiscal year ending March 2027 forecasts consolidated ordinary income of 263.0 billion yen, ordinary profit of 65.0 billion yen, and net income attributable to owners of parent of 45.0 billion yen. The dividend policy targets a payout ratio of approximately 40%, aiming to expand dividends in line with profit growth while continuing flexible share buybacks through capital management.