FY March 2026 Q3 Financial Summary [Japanese GAAP] (Consolidated)

Overview of Performance

The consolidated operating results for Q3 FY March 2026 showed ordinary revenues of 208,939 million yen (up 18.7% YoY), ordinary income of 67,563 million yen (up 52.3% YoY), and net income attributable to owners of parent of 47,714 million yen (up 49.9% YoY). This was mainly driven by increased income from fund management, loan interest, deposit interest, and securities interest and dividends. Although ordinary expenses increased, the rise in revenues exceeded the increase in expenses. By segment, the banking business grew by 22.64 billion yen YoY to 65.288 billion yen, and the leasing business also recorded profit growth.

Financial Position and Dividend Status

Total assets at the end of Q3 FY March 2026 stood at 13.596952 trillion yen, an increase over the previous consolidated fiscal year-end. Net assets also increased to 1.0619 trillion yen, and the equity ratio rose to 7.7%. The annual dividend forecast for FY March 2026 is 50 yen (30 yen at year-end and 20 yen at the second quarter), which is an increase from the previous fiscal year's 42 yen. There have been no changes to the full-year earnings forecast, with ordinary income expected at 76,000 million yen and net income attributable to owners of the parent forecast at 55,000 million yen.

Additional Information on Treasury Stock Disposal

In conjunction with the introduction of a restricted stock incentive plan for the Group's employee shareholding association, the Bank plans to dispose of 2,029,900 shares of its common stock (total disposal amount approximately 3.34 billion yen) as restricted stock on April 1, 2026. This initiative aims to enhance employee welfare and improve corporate value.