#HachijuniBank

The Hachijuni Bank has formulated its First Medium-Term Management Plan covering the three fiscal years from 2026 to 2028. The plan targets a consolidated ROE of 8% or higher and consolidated net income attributable to owners of parent of at least 85 billion yen, promoting strengthened profitability along with DX and AI investments.

At the end of the third quarter of the fiscal year ending March 2026, the consolidated total capital adequacy ratio was 17.12%, and the standalone ratio was 16.49%, both increasing by 0.05% from the previous quarter.

For the third quarter of FY March 2026, ordinary income was 67,563 million yen (up 52.3% YoY), and net income attributable to owners of the parent was 47,714 million yen (up 49.9% YoY).

Starting from the record date of March 31, 2026, shareholders holding 500 shares or more for over one year will be eligible for shareholder benefits featuring specialty products from Nagano Prefecture. The benefits consist of a catalog gift valued up to 6,000 yen based on the number of shares held.

The Hachijuni Bank, Ltd. acquired 777,700 shares of treasury stock from December 1, 2025 to December 25, 2025, at an acquisition cost of 1,308,844,700 yen, and has completed the acquisition based on the Board of Directors’ resolution dated May 9, 2025.

Hachijuni Bank, Ltd. and its wholly owned subsidiary Nagano Bank, Ltd. will merge on January 1, 2026, and start anew as Hachijuni Nagano Bank, Ltd.