#ChibaBank

Chiba Bank and Chiba Kogyo Bank plan to establish a joint holding company, Chiba Financial Group, Inc., on April 1, 2027, implementing a full business integration with a share transfer ratio of 1:1.

Chiba Bank, Ltd. has decided to acquire up to 10,000,000 shares of common stock (equivalent to 1.43% of the total number of issued shares) with a total purchase amount capped at 15 billion yen during the period from April 1, 2026 to June 30, 2026.

Formulated the 16th Medium-Term Management Plan "Engagement Bank Group – Phase 2 –" for the three-year period from April 2026 to March 2029. Targets consolidated ROE of approximately 11% and net income attributable to owners of parent of 140 billion yen or more.

Chiba Bank, Ltd. and Chiba Kogyo Bank, Ltd. plan to establish the joint holding company "Chiba Financial Group, Inc." on April 1, 2027, which will become the wholly-owning parent company of both banks through a joint share transfer.

Multiple officer changes including promotions of Representative Directors effective April 1, 2026. Appointment of new director candidates is also planned at the shareholders meeting scheduled for June 2026.

For the third quarter of the fiscal year ending March 2026, ordinary income was 3.2367 trillion yen (up 23.2% YoY), ordinary profit was 997.1 billion yen (up 25.0% YoY), and quarterly net income attributable to owners of parent was 688.0 billion yen (up 26.1% YoY).

Plan to cancel 30,000,000 common shares (3.72% of total issued shares before cancellation) on February 27, 2026.

Ordinary income for the fiscal year ending March 2026 has been revised upward to 131.6 billion yen (5.9% increase from previous forecast), and net income attributable to owners of parent is revised upward to 90 billion yen (5.9% increase from previous forecast). The year-end dividend forecast has been raised from 24 yen to 28 yen, with an annual dividend planned...

Chiba Bank, Ltd. acquired 1,975,400 shares of common stock through market purchases on the Tokyo Stock Exchange at a total price of 3,351,487,450 yen from December 1, 2025 to December 23, 2025, and concluded the treasury stock acquisition based on the resolution of the Board of Directors.