#JointHoldingCompanyEstablishment

Chiba Bank and Chiba Kogyo Bank plan to establish a joint holding company, Chiba Financial Group, Inc., on April 1, 2027, implementing a full business integration with a share transfer ratio of 1:1.

Chiba Bank, Ltd. and Chiba Kogyo Bank, Ltd. plan to establish the joint holding company "Chiba Financial Group, Inc." on April 1, 2027, which will become the wholly-owning parent company of both banks through a joint share transfer.