MS&AD Insurance Group Holdings, Inc.

8725.T
Insurance - Property & Casualty
2026/10/07 11:46 Updated
Market Cap: $44.1B (¥7.0T)
Stock Price: $30.87 (¥4,885)
Exchange Rate: 1 USD = ¥158.23

Stock Price Chart

2026/10/07 11:46 Updated
9.24
PER (Price Earnings Ratio)
vs Industry Avg: -0.3
1.06
PBR (Price to Book Ratio)
vs Industry Avg: -0.2
2.90%
Dividend Yield
vs Industry Avg: -0.05%

Price Trend

2026/10/07 11:46 Updated
Short-term
5-Day MA
+0.68%
Near-term
25-Day MA
-2.02%
Mid-term
75-Day MA
+2.85%
Long-term
200-Day MA
+14.51%

Price & Trading Details

2026/10/07 11:46 Updated

PRICE

Previous Close ¥4,883
Open ¥4,870
High ¥4,928
Low ¥4,846
Close ¥4,885

TRADING

Volume 1,877,400
Average Volume 4,491,345
Turnover ¥92億
Min. Purchase ¥488,500

Analyst Recommendations 11 analysts

Updated 2026/10/01
Strong Buy
0
Buy
5
5
Hold
4
4
Sell
1
1
Strong Sell
1
1
Target Price (Mean)
¥5,178
Buy
¥7,000
High
¥5,180
Median
¥3,270
Low
+38% vs Current Price
This information is based on market data from third-party data providers and is for reference only. Investment decisions are your own responsibility.

Earnings Calendar

Updated 2026/10/01
NOV
19
2026
Next Earnings Release
Q4 FY2026
42days

Recent Earnings

Date EPS Est. EPS Actual Surprise
2026/05/20 ¥102.49 ¥89.90 -12.3%
2026/02/13 ¥60.65 ¥112.04 +84.7%
2024/02/14 ¥51.35 ¥121.76 +137.1%
2023/11/17 ¥20.02 ¥-14.92 -174.5%

Shareholder Composition

Updated 2026/10/01
7.5%
Insider Holdings
48.3%
Institutional
44.2%
Public Float
408
Institutional Holders
Insider Holdings 7.5%
Institutional 48.3%
Public Float 44.2%

Top Mutual Funds / ETFs

Updated 2026/10/01

Major Holders

Updated 2026/10/01
Fund Name Ownership Shares Change
Income Fund of America
7.89%
42.3M 0.00%
First Eagle Funds-First Eagle Global Fund
4.33%
23.2M 0.00%
VANGUARD STAR FUNDS-Vanguard Total International Stock Index Fund
3.33%
17.9M +0.05%
VANGUARD WORLD FUND-Vanguard International Growth Fund
2.53%
13.6M -0.68%
VANGUARD TAX-MANAGED FUNDS-Vanguard Developed Markets Index Fund
2.19%
11.7M -0.58%
EuroPacific Growth Fund-EUPAC Fund
1.96%
10.5M 0.00%
Institution Ownership Shares Change
Grace & White Inc /ny
0.02%
88.5K 0.00%
Pacer Advisors, Inc.
<0.01%
9.4K -3.51%

Dividend History 4Years Growth

Updated 2026/10/04
-%
Dividend Yield
¥168
Annual Dividend
+11.7%
YoY Growth
31.7%
Payout Ratio
Year Dividend Change
2026 ¥168 +11.7%
2025 ¥150 +22.4%
2024 ¥123 +67.1%
2023 ¥73 +11.4%
2022 ¥66 -

Financial Performance

2026/10/04 Updated

Revenue & Profit

Margins

Cash Flow

Financial Health

2022 2023 2024 2025
Income Statement
Revenue ¥5,006,419M ¥5,055,123M ¥6,338,600M ¥6,348,348M
Gross Profit - - - -
Operating Income - - - -
Pretax Income ¥385,509M ¥306,988M ¥472,716M ¥919,165M
Net Income ¥262,799M ¥211,006M ¥369,266M ¥691,657M
EPS ¥158.11 ¥43.50 ¥77.26 ¥445.45
Operating Margin 0.00% 0.00% 0.00% 0.00%
Balance Sheet
Total Assets ¥25,033,846M ¥24,349,984M ¥26,960,207M ¥26,241,298M
Total Equity ¥3,259,648M ¥3,092,117M ¥4,467,182M ¥4,000,616M
Total Liabilities ¥21,774,198M ¥21,257,867M ¥22,493,025M ¥22,240,682M
Cash ¥2,357,036M ¥2,771,981M ¥2,911,347M ¥2,139,796M
Interest-bearing Debt ¥782,902M ¥714,743M ¥715,045M ¥590,565M
Equity Ratio 13.02% 12.70% 16.57% 15.25%
D/E Ratio 0.24 0.23 0.16 0.15
Cash Flow
Operating CF ¥236,708M ¥194,153M ¥549,466M ¥660,188M
Investing CF -¥71,976M ¥480,953M -¥276,825M -¥558,725M
Financing CF ¥58,545M -¥314,502M -¥231,549M -¥659,578M
Free CF ¥155,558M ¥112,521M ¥464,526M ¥571,896M
Efficiency
ROE 8.06% 6.82% 8.27% 17.29%
ROA 1.05% 0.87% 1.37% 2.64%

Latest IR Information

Latest News (5 items)

  • October 7, 2026
    Analyst Rating

    Average Analyst Rating: buy

    Average Target Price: ¥5,178
    Rating Score: 2.36 (Based on 11 analysts)
    ※1=Strong Buy, 5=Strong Sell

Company Information

English Name MS&AD Insurance Group Holdings, Inc.
Japanese Name MS&ADインシュアランスグループホールディングス(株)
Stock Code 8725.T (JPX)
Sector / Industry Financial Services / Insurance - Property & Casualty
Employees 46,856

About

MS&AD Insurance Group Holdings, Inc., an insurance holding company, engages in the provision of insurance and financial services worldwide. It offers domestic non-life insurance; life insurance; international business; financial services; and provides risk-related services. The company also offers online automobile insurance, fire insurance, and risk consulting. The company was formerly known as Mitsui Sumitomo Insurance Group Holdings, Inc. and changed its name to MS&AD Insurance Group Holdings, Inc. in April 2010. MS&AD Insurance Group Holdings, Inc. was founded in 1918 and is headquartered in Tokyo, Japan.

Data provided by Yahoo Finance