MS&AD Insurance Group Holdings, Inc.

8725.T
Insurance - Property & Casualty
2026/08/21 Updated
Market Cap: $43.0B (¥6.8T)
Stock Price: $30.02 (¥4,773)
Exchange Rate: 1 USD = ¥158.98

Stock Price Chart

2026/08/21 Updated
13.91
PER (Price Earnings Ratio)
vs Industry Avg: +4.4
1.03
PBR (Price to Book Ratio)
vs Industry Avg: -0.2
2.93%
Dividend Yield
vs Industry Avg: -0.02%

Price Trend

2026/08/21 Updated
Short-term
5-Day MA
-2.11%
Near-term
25-Day MA
-1.28%
Mid-term
75-Day MA
+5.30%
Long-term
200-Day MA
+17.49%

Price & Trading Details

2026/08/21 Updated

PRICE

Previous Close ¥4,860
Open ¥4,879
High ¥4,894
Low ¥4,755
Close ¥4,773

TRADING

Volume 4,276,300
Average Volume 4,883,680
Turnover ¥204億
Min. Purchase ¥477,300

Analyst Recommendations 11 analysts

Updated 2026/08/01
Strong Buy
0
Buy
4
4
Hold
6
6
Sell
1
1
Strong Sell
0
Target Price (Mean)
¥4,850
Buy
¥6,000
High
¥5,000
Median
¥3,270
Low
+29% vs Current Price
This information is based on market data from third-party data providers and is for reference only. Investment decisions are your own responsibility.

Earnings Calendar

Updated 2026/08/01
AUG
14
2026
Next Earnings Release
Q3 FY2026

Recent Earnings

Date EPS Est. EPS Actual Surprise
2026/05/20 ¥102.49 ¥89.90 -12.3%
2026/02/13 ¥60.65 ¥112.04 +84.7%
2024/02/14 ¥51.35 ¥121.76 +137.1%
2023/11/17 ¥20.02 ¥-14.92 -174.5%

Shareholder Composition

Updated 2026/08/01
8.0%
Insider Holdings
47.4%
Institutional
44.6%
Public Float
383
Institutional Holders
Insider Holdings 8.0%
Institutional 47.4%
Public Float 44.6%

Top Mutual Funds / ETFs

Updated 2026/08/01

Major Holders

Updated 2026/08/01
Fund Name Ownership Shares Change
Income Fund of America
7.89%
42.3M +17.77%
First Eagle Funds-First Eagle Global Fund
4.33%
23.2M 0.00%
VANGUARD STAR FUNDS-Vanguard Total International Stock Index Fund
3.33%
17.9M +0.05%
VANGUARD WORLD FUND-Vanguard International Growth Fund
2.53%
13.6M -0.68%
VANGUARD TAX-MANAGED FUNDS-Vanguard Developed Markets Index Fund
2.20%
11.8M +2.43%
iShares Trust-iShares Core MSCI EAFE ETF
1.66%
8.9M 0.00%
Institution Ownership Shares Change
Grace & White Inc /ny
0.02%
88.5K 0.00%
Pacer Advisors, Inc.
<0.01%
9.7K -4.90%

Dividend History

Updated 2026/08/16
-%
Dividend Yield
¥83
Annual Dividend
-45.0%
YoY Growth
24.1%
Payout Ratio
Year Dividend Change
2026 ¥83 -45.0%
2025 ¥150 +22.4%
2024 ¥123 +67.1%
2023 ¥73 +11.4%
2022 ¥66 -

Financial Performance

2026/08/16 Updated

Revenue & Profit

Margins

Cash Flow

Financial Health

2022 2023 2024 2025
Income Statement
Revenue ¥5,006,419M ¥5,055,123M ¥6,338,600M ¥6,348,348M
Gross Profit - - - -
Operating Income - - - -
Pretax Income ¥385,509M ¥306,988M ¥472,716M ¥919,165M
Net Income ¥262,799M ¥211,006M ¥369,266M ¥691,657M
EPS ¥158.11 ¥43.50 ¥77.26 ¥445.45
Operating Margin 0.00% 0.00% 0.00% 0.00%
Balance Sheet
Total Assets ¥25,033,846M ¥24,349,984M ¥26,960,207M ¥26,241,298M
Total Equity ¥3,259,648M ¥3,092,117M ¥4,467,182M ¥4,000,616M
Total Liabilities ¥21,774,198M ¥21,257,867M ¥22,493,025M ¥22,240,682M
Cash ¥2,357,036M ¥2,771,981M ¥2,911,347M ¥2,139,796M
Interest-bearing Debt ¥782,902M ¥714,743M ¥715,045M ¥590,565M
Equity Ratio 13.02% 12.70% 16.57% 15.25%
D/E Ratio 0.24 0.23 0.16 0.15
Cash Flow
Operating CF ¥236,708M ¥194,153M ¥549,466M ¥660,188M
Investing CF -¥71,976M ¥480,953M -¥276,825M -¥558,725M
Financing CF ¥58,545M -¥314,502M -¥231,549M -¥659,578M
Free CF ¥155,558M ¥112,521M ¥464,526M ¥571,896M
Efficiency
ROE 8.06% 6.82% 8.27% 17.29%
ROA 1.05% 0.87% 1.37% 2.64%

Latest IR Information

Latest News (5 items)

Company Information

English Name MS&AD Insurance Group Holdings, Inc.
Japanese Name MS&ADインシュアランスグループホールディングス(株)
Stock Code 8725.T (JPX)
Sector / Industry Financial Services / Insurance - Property & Casualty
Employees 46,856

About

MS&AD Insurance Group Holdings, Inc., an insurance holding company, engages in the provision of insurance and financial services worldwide. It offers domestic non-life insurance; life insurance; international business; financial services; and provides risk-related services. The company also offers online automobile insurance, fire insurance, and risk consulting. The company was formerly known as Mitsui Sumitomo Insurance Group Holdings, Inc. and changed its name to MS&AD Insurance Group Holdings, Inc. in April 2010. MS&AD Insurance Group Holdings, Inc. was founded in 1918 and is headquartered in Tokyo, Japan.

Data provided by Yahoo Finance