6th Management Plan – Let’s Move Forward as ‘Tomoni’ to the Next Stage

Overview of Business Strategy

In the 6th Management Plan, Tomoni Holdings has developed a long-term strategy centered on regional value creation, sustainability promotion, and operational efficiency, aiming for sustainable growth. The company promotes initiatives supporting sustainability efforts with local communities and customers, ensures appropriate lending spreads, and advances strategic risk management to enhance enterprise value.

Future Outlook and Impact on Investors

By strengthening support for regional and customer sustainability from a medium- to long-term perspective and thoroughly pursuing operational efficiency and risk management, the company aims to improve ROE and equity ratio, establishing a sustainable profit foundation and increasing corporate value. Investors can expect stable growth and sustainable management.