JACCS Co., Ltd.
Stock Price Chart
2026/11/05 12:54 UpdatedPrice Trend
2026/11/05 12:54 UpdatedPrice & Trading Details
2026/11/05 12:54 UpdatedPRICE
TRADING
Analyst Recommendations 1 analysts
Updated 2026/11/01Earnings Calendar
Updated 2026/11/01Recent Earnings
| Date | EPS Est. | EPS Actual | Surprise |
|---|---|---|---|
| 2016/02/03 | ¥75.80 | ¥69.15 | -8.8% |
| 2015/08/04 | ¥76.56 | ¥56.30 | -26.5% |
| 2015/05/13 | ¥64.96 | ¥22.85 | -64.8% |
| 2015/02/03 | ¥58.72 | ¥72.50 | +23.5% |
Shareholder Composition
Updated 2026/11/01Top Mutual Funds / ETFs
Updated 2026/11/01Major Holders
Updated 2026/11/01| Fund Name | Ownership | Shares | Change |
|---|---|---|---|
|
DFA International Small Cap Value Portfolio
|
464.1K | +0.43% | |
|
Vanguard International Stock Index-Total Intl Stock Indx
|
339.8K | -0.23% | |
|
Vanguard Tax Managed Fund-Vanguard Developed Markets Index Fund
|
186.2K | -0.20% | |
|
DFA Japanese Small Company Series
|
147.7K | 0.00% | |
|
DFA International Core Equity Portfolio
|
125.0K | 0.00% | |
|
iShares Core MSCI EAFE ETF
|
127.0K | 0.00% |
Dividend History
Updated 2026/11/01| Year | Dividend | Change |
|---|---|---|
| 2026 | ¥200 | 0.0% |
| 2025 | ¥200 | -4.8% |
| 2024 | ¥210 | +7.7% |
| 2023 | ¥195 | +8.3% |
| 2022 | ¥180 | - |
Financial Performance
2026/11/01 UpdatedRevenue & Profit
Margins
Cash Flow
Financial Health
| 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Income Statement | ||||
| Revenue | ¥164,069M | ¥173,505M | ¥184,780M | ¥190,976M |
| Gross Profit | ¥149,691M | ¥157,844M | ¥164,185M | ¥165,933M |
| Operating Income | ¥26,745M | ¥31,680M | ¥33,127M | ¥25,732M |
| Pretax Income | ¥26,745M | ¥31,680M | ¥33,127M | ¥25,732M |
| Net Income | ¥18,316M | ¥21,651M | ¥23,770M | ¥18,620M |
| EPS | ¥526.78 | ¥622.18 | ¥682.95 | ¥534.92 |
| Operating Margin | 16.30% | 18.26% | 17.93% | 13.47% |
| Balance Sheet | ||||
| Total Assets | ¥3,215,006M | ¥3,575,732M | ¥3,777,595M | ¥3,806,786M |
| Total Equity | ¥186,840M | ¥204,250M | ¥230,601M | ¥248,396M |
| Total Liabilities | ¥3,028,166M | ¥3,371,482M | ¥3,546,994M | ¥3,558,390M |
| Cash | ¥138,790M | ¥162,351M | ¥187,611M | ¥174,712M |
| Interest-bearing Debt | ¥2,491,829M | ¥2,751,235M | ¥2,893,028M | ¥2,946,256M |
| Equity Ratio | 5.81% | 5.71% | 6.10% | 6.53% |
| D/E Ratio | 13.34 | 13.47 | 12.55 | 11.86 |
| Cash Flow | ||||
| Operating CF | -¥152,023M | -¥214,000M | -¥98,024M | -¥45,170M |
| Investing CF | -¥7,311M | -¥8,161M | -¥6,258M | -¥7,448M |
| Financing CF | ¥186,121M | ¥246,060M | ¥129,021M | ¥39,738M |
| Free CF | -¥160,186M | -¥223,551M | -¥106,693M | -¥54,185M |
| Efficiency | ||||
| ROE | 9.80% | 10.60% | 10.31% | 7.50% |
| ROA | 0.57% | 0.61% | 0.63% | 0.49% |
Latest IR Information
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JACCS Co., Ltd. Financial Summary for the Second Quarter (Interim) of Fiscal Year Ending March 2027
For the second quarter (interim) of the fiscal year ending March 2027, consolidated results were: operating revenue of 98,733 million yen (Year-over-Year (YoY) +1.7%), operating income of 11,172 million yen (YoY -14.7%), ordinary income of 11,180 million yen (YoY -14.7%),...
Read more -
Notice Regarding Differences Between Forecasts and Actual Results for the Second Quarter (Interim) of the Fiscal Year Ending March 2027 and Revision of Full-Year Earnings Forecast
Second-quarter results exceeded the previous forecast, prompting a revision to the full-year forecast. Operating revenue exceeded the prior forecast; full-year operating income and ordinary income remain unchanged, but financial expenses are expected to increase due to reassessment of interest rate...
Read more -
Notice on Capital and Business Alliance with Solvvy Co., Ltd.
Announces a capital and business alliance with Solvvy Co., Ltd. Through collaboration on a DX platform development and warranty services in the home renovation sector, aims to enhance value for member stores and create new revenue opportunities. Plans to acquire...
Read more -
Notice on Structural Reform (Organizational Restructuring and Workforce Rationalization)
Consolidation of the nationwide audit administration bases from 7 locations and implementation of workforce rationalization, including retirement and job transition support for 180 employees at the Sapporo, Nagoya, Fukuoka, and Okayama sites. Maximum special retirement benefits expected to be up...
Read more -
Notice Regarding Personnel Changes
As an executive officer change (effective October 1, 2026), Kenji Iimori, Head of the Guarantee Services Division, is transferring from the Osaka Housing Branch Manager position.
Read more
Latest News (5 items)
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Average Analyst Rating: none
Average Target Price: ¥3,400
Rating Score: 3.00 (Based on 1 analysts)
※1=Strong Buy, 5=Strong Sell
Company Information
About
JACCS Co., Ltd. operates as a consumer finance company in Japan and internationally. The company provides installment credit and other settlement methods for automobiles, home renovation, solar systems, dental, and education. It also issues credit cards and prepaid cards; and offers rental guarantee, bill collection, reimbursement, personal and housing loan guarantees, non-life and life insurance agency, leasing, automatic, and claim management and collection services. The company was formerly known as Depart Sinyohanbai Co., Ltd. and changed its name to JACCS Co., Ltd. in April 1976. The company was founded in 1954 and is headquartered in Tokyo, Japan.
