JACCS Co., Ltd.

8584.T
Credit Services
2026/01/16 Updated
Market Cap: $1.2B (¥195.8B)
Stock Price: $27.61 (¥4,375)
Exchange Rate: 1 USD = ¥158.48

Stock Price Chart

2026/01/16 Updated
8.98
PER (Price Earnings Ratio)
vs Industry Avg: -0.6
0.67
PBR (Price to Book Ratio)
vs Industry Avg: -0.6
4.60%
Dividend Yield
vs Industry Avg: +1.65%

Price Trend

2026/01/16 Updated
Short-term
5-Day MA
-0.07%
Near-term
25-Day MA
+2.43%
Mid-term
75-Day MA
+5.12%
Long-term
200-Day MA
+9.31%

Price & Trading Details

2026/01/16 Updated

PRICE

Previous Close ¥4,350
Open ¥4,350
High ¥4,375
Low ¥4,330
Close ¥4,375

TRADING

Volume 101,200
Average Volume 83,755
Turnover ¥4億
Min. Purchase ¥437,500

Analyst Recommendations 2 analysts

Updated 2026/01/11
Strong Buy
0
Buy
0
Hold
2
2
Sell
0
Strong Sell
0
Target Price (Mean)
¥4,470
None
¥4,640
High
¥4,470
Median
¥4,300
Low
+3% vs Current Price
This information is based on market data from third-party data providers and is for reference only. Investment decisions are your own responsibility.

Shareholder Composition

Updated 2026/01/11
6.5%
Insider Holdings
59.6%
Institutional
33.9%
Public Float
77
Institutional Holders
Insider Holdings 6.5%
Institutional 59.6%
Public Float 33.9%

Major Holders

Updated 2026/01/11
Institution Ownership Shares Change
DFA International Small Cap Value Portfolio
1.32%
464.1K +0.43%
Vanguard International Stock Index-Total Intl Stock Indx
0.97%
339.8K -0.23%
Vanguard Tax Managed Fund-Vanguard Developed Markets Index Fund
0.53%
186.2K -0.20%
DFA Japanese Small Company Series
0.42%
147.7K 0.00%
DFA International Core Equity Portfolio
0.36%
125.0K 0.00%
iShares Core MSCI EAFE ETF
0.36%
127.0K 0.00%

Dividend History

Updated 2026/01/11
-%
Dividend Yield
¥200
Annual Dividend
-4.8%
YoY Growth
37.4%
Payout Ratio
Year Dividend Change
2025 ¥200 -4.8%
2024 ¥210 +7.7%
2023 ¥195 +8.3%
2022 ¥180 +33.3%
2021 ¥135 -

Financial Performance

2026/01/11 Updated

Revenue & Profit

Margins

Cash Flow

Financial Health

2022 2023 2024 2025
Income Statement
Revenue ¥164,069M ¥173,505M ¥184,780M ¥190,976M
Gross Profit ¥149,691M ¥157,844M ¥164,185M ¥165,933M
Operating Income ¥26,745M ¥31,680M ¥33,127M ¥25,732M
Pretax Income ¥26,745M ¥31,680M ¥33,127M ¥25,732M
Net Income ¥18,316M ¥21,651M ¥23,770M ¥18,620M
EPS ¥526.78 ¥622.18 ¥682.95 ¥534.92
Operating Margin 16.30% 18.26% 17.93% 13.47%
Balance Sheet
Total Assets ¥3,215,006M ¥3,575,732M ¥3,777,595M ¥3,806,786M
Total Equity ¥186,840M ¥204,250M ¥230,601M ¥248,396M
Total Liabilities ¥3,028,166M ¥3,371,482M ¥3,546,994M ¥3,558,390M
Cash ¥138,790M ¥162,351M ¥187,611M ¥174,712M
Interest-bearing Debt ¥2,491,829M ¥2,751,235M ¥2,893,028M ¥2,946,256M
Equity Ratio 5.81% 5.71% 6.10% 6.53%
D/E Ratio 13.34 13.47 12.55 11.86
Cash Flow
Operating CF -¥152,023M -¥214,000M -¥98,024M -¥45,170M
Investing CF -¥7,311M -¥8,161M -¥6,258M -¥7,448M
Financing CF ¥186,121M ¥246,060M ¥129,021M ¥39,738M
Free CF -¥160,186M -¥223,551M -¥106,693M -¥54,185M
Efficiency
ROE 9.80% 10.60% 10.31% 7.50%
ROA 0.57% 0.61% 0.63% 0.49%

Latest IR Information

  • No IR information found for this company.

    Searched stock code: 8584

Latest News (5 items)

Company Information

English Name JACCS Co., Ltd.
Japanese Name (株)ジャックス
Stock Code 8584.T (JPX)
Sector / Industry Financial Services / Credit Services
Website https://www.jaccs.co.jp
Employees 5,518

About

JACCS Co., Ltd. operates as a consumer finance company in Japan and internationally. The company provides installment credit and other settlement methods for automobiles, home renovation, solar systems, dental, and education. It also issues credit cards; and offers rental guarantee, bill collection, reimbursement, personal and housing loan guarantees, non-life and life insurance agency, leasing, automatic, and claim management and collection services. The company was formerly known as Depart Sinyohanbai Co., Ltd. and changed its name to JACCS Co., Ltd. in April 1976. The company was founded in 1954 and is headquartered in Tokyo, Japan.

Data provided by Yahoo Finance