AEON Financial Service Co., Ltd.
Stock Price Chart
2026/08/14 UpdatedPrice Trend
2026/08/14 UpdatedPrice & Trading Details
2026/08/14 UpdatedPRICE
TRADING
Analyst Recommendations 8 analysts
Updated 2026/08/01Earnings Calendar
Updated 2026/08/01Recent Earnings
| Date | EPS Est. | EPS Actual | Surprise |
|---|---|---|---|
| 2026/07/09 | ¥15.08 | ¥41.53 | +175.4% |
| 2026/04/08 | ¥37.18 | ¥30.78 | -17.2% |
| 2026/01/08 | ¥22.58 | ¥26.41 | +17.0% |
| 2025/10/09 | ¥30.90 | ¥20.32 | -34.2% |
Shareholder Composition
Updated 2026/08/01Major Holders
Updated 2026/08/01| Institution | Ownership | Shares | Change |
|---|---|---|---|
|
American Century ETF Trust-Avantis International Small Cap Value ETF
|
3.1M | +4.42% | |
|
VANGUARD STAR FUNDS-Vanguard Total International Stock Index Fund
|
1.5M | 0.00% | |
|
DFA INVESTMENT DIMENSIONS GROUP INC-DFA Intl Small Cap Value PORT.
|
1.1M | 0.00% | |
|
VANGUARD TAX-MANAGED FUNDS-Vanguard Developed Markets Index Fund
|
987.5K | +1.91% | |
|
iShares Trust-iShares Core MSCI EAFE ETF
|
820.2K | 0.00% | |
|
College Retirement Equities Fd.-College Retirement Equities Fd. - Tota
|
580.4K | +2.06% |
Dividend History
Updated 2026/08/09| Year | Dividend | Change |
|---|---|---|
| 2026 | ¥28 | -47.2% |
| 2025 | ¥53 | 0.0% |
| 2024 | ¥53 | -8.6% |
| 2023 | ¥58 | +13.7% |
| 2022 | ¥51 | - |
Financial Performance
2026/08/09 UpdatedRevenue & Profit
Margins
Cash Flow
Financial Health
| 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Income Statement | ||||
| Revenue | ¥398,182M | ¥389,073M | ¥418,923M | ¥451,765M |
| Gross Profit | - | - | - | - |
| Operating Income | - | - | - | - |
| Pretax Income | - | - | - | - |
| Net Income | ¥30,212M | ¥30,677M | ¥20,896M | ¥19,527M |
| EPS | ¥139.97 | ¥142.12 | ¥96.80 | ¥90.45 |
| Operating Margin | 0.00% | 0.00% | 0.00% | 0.00% |
| Balance Sheet | ||||
| Total Assets | ¥6,278,586M | ¥6,659,468M | ¥6,945,571M | ¥7,760,375M |
| Total Equity | ¥424,254M | ¥434,813M | ¥458,398M | ¥465,022M |
| Total Liabilities | ¥5,854,332M | ¥6,224,655M | ¥6,487,173M | ¥7,295,353M |
| Cash | ¥738,782M | ¥842,615M | ¥665,558M | ¥814,786M |
| Interest-bearing Debt | ¥1,055,881M | ¥1,182,093M | ¥1,285,208M | ¥1,280,999M |
| Equity Ratio | 6.76% | 6.53% | 6.60% | 5.99% |
| D/E Ratio | 2.49 | 2.72 | 2.80 | 2.75 |
| Cash Flow | ||||
| Operating CF | ¥76,287M | ¥105,138M | -¥50,776M | ¥347,337M |
| Investing CF | -¥33,562M | ¥11,796M | -¥113,697M | -¥158,479M |
| Financing CF | -¥13,508M | -¥14,559M | -¥18,191M | -¥19,919M |
| Free CF | ¥47,225M | ¥71,267M | -¥95,838M | ¥307,751M |
| Efficiency | ||||
| ROE | 7.12% | 7.06% | 4.56% | 4.20% |
| ROA | 0.48% | 0.46% | 0.30% | 0.25% |
Latest IR Information
-
Notice Regarding Changes in Major Shareholders
Change in major shareholders. Oasis Management Company Limited reported increased ownership (announcement date 2026-08-04, voting rights ratio applied 10.81%). No special notes on future outlook.
Read more -
2027 February Term Q1 Financial Summary (Consolidated) [Japanese GAAP]
Revenue was 153.881 billion yen (YoY +112.7%), operating income was 17.486 billion yen ( +34.5%), and net income attributable to owners of the parent for the quarter was 8.966 billion yen ( +105.8%), marking substantial earnings growth. Under the medium-term...
Read more -
Notice of Determination of Issue Price for the 19th Stock Acquisition Rights (Stock Compensation Type Stock Options)
Aeon Financial Service announced that it has finalized the issue price for the 19th stock acquisition rights at 110,200 yen per share.
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Notice of Partial Amendment to Articles of Incorporation | May 2026
Aeon Financial Service Co., Ltd. has approved a partial amendment to its Articles of Incorporation at the shareholders' meeting, including registration for licensed money lending business and revision of executive structure in preparation for the launch of digital lending business....
Read more -
Latest Information on Parent Company and Controlling Shareholder of Aeon Financial Service | May 2026
Aeon Financial Service discloses information on its parent company's ownership ratio of 49.99% and its status as a controlling shareholder, explaining its management relationships and transaction conditions within the group.
Read more
Latest News (5 items)
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Average Analyst Rating: hold
Average Target Price: ¥1,435
Rating Score: 3.38 (Based on 8 analysts)
※1=Strong Buy, 5=Strong Sell
Company Information
About
AEON Financial Service Co., Ltd., through its subsidiaries, provides various financial services in Japan and internationally. The company engages in banking, credit card, loan, life insurance sales, and non-life insurance agency businesses. It also provides short-term small amount insurance and housing related loans; management, collection and purchase of specified monetary claims, backup servicing; digital solutions for local governments; and credit card purchase contracts. In addition, the company is involved in e-money business; and call center operations. AEON Financial Service Co., Ltd. was incorporated in 1981 and is based in Chiyoda, Japan.
