Fiscal Year Ending December 2026 Third Quarter Financial Summary [IFRS] (Consolidated)

Overview of Results

Consolidated results for the third quarter of the fiscal year ending December 2026 show total revenue of 91,735 million yen, nearly flat year-on-year, while operating income improved to 9,587 million yen (YoY +47.3%), profit before income taxes rose to 9,932 million yen (YoY +61.6%), and profit for the quarter attributable to owners of the parent increased markedly to 7,439 million yen (YoY +184.6%). By segment, domestic financial services (Japan), Korean financial services, and Southeast Asian financial services performed solidly, but comparisons have been restated due to reclassification of discontinued operations. Cash and cash equivalents declined to 105,435 million yen, while equity amounted to 183,641 million yen.

Outlook, Dividends and Capital Policy

The full-year earnings forecast is maintained as previously announced, with no recent revisions to actual or expected year-end dividends. As shareholder returns, the company continues acquisitions of treasury stock and announced the introduction of a special shareholder benefit program. Supplementary earnings presentation materials will be prepared and an earnings presentation video will be published to enhance IR information. Note that some overseas operations have been discontinued or transferred, resulting in changes to the consolidated scope.