Shinkin Central Bank
[Shinkin Central Bank] Fiscal Year 2026 Financial Results | Net Income of ¥4.3 billion (YoY +1.3%)
Shinkin Central Bank posted consolidated operating revenue of ¥66,262 billion and net income of ¥4.3 billion for the fiscal year ending March 2026, showing a slight increase from the previous year. While total assets decreased to ¥46.8 trillion, the non-performing loan ratio remained healthy at 0.16%. The outlook for 2027 remains solid, with stable performance expected.
Key Figures
- Operating Revenue: ¥66,262 billion (YoY +37.3%)
- Net Income Attributable to Parent Company Shareholders: ¥4.3 billion (YoY +1.3%)
- Total Assets: ¥46.8 trillion (Decreased by ¥1.37 trillion from the previous fiscal year-end)
AI要約
Performance Overview
In the fiscal year ending March 2026, Shinkin Central Bank achieved operating revenue of ¥66,262 billion and net income of ¥4.3 billion, significantly increasing compared to the same period last year. Although total assets declined to ¥46.8 trillion, the non-performing loan ratio remained at a healthy 0.16%. The decrease in assets was mainly due to deposit outflows and an increase in loans, with the company focusing on strengthening capital and risk management. It aims to establish a stable earnings base and expects continued solid performance in 2027.
Future Outlook and Impact on Shareholders
The 2027 consolidated earnings forecast anticipates an operating profit of ¥61 trillion and net income of ¥44 billion, with a target equity ratio in the 20% range. The dividend is planned to remain at ¥3,000 per share, maintaining consistent shareholder returns. The company will continue to carefully manage asset size and risks, focusing on long-term corporate value enhancement. Stable dividends and prudent financial management are expected to be attractive to investors.
Shinkin Central Bank
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