Kochi Bank FY2027 Q1 Financial Summary Including Securities Unrealized Losses | July 24, 2026

Performance Overview

As of the end of Q1 FY2027, Kochi Bank identified unrealized losses on held-to-maturity securities totaling 327 million yen. This represents 23.7% of the FY2026 consolidated ordinary income and 54.8% of net income attributable to owners of the parent. The book value of the securities in question is 14,749 million yen, with a market value of 14,424 million yen. These unrealized losses do not affect the earnings forecasts or dividend projections, and there are no planned adjustments to the outlook.

Future Outlook and Impact on Shareholders

There is no impact on the FY2027 earnings outlook or dividend forecast due to this matter. Kochi Bank will continue to maintain prudent management. The unrealized losses stem from market fluctuations and are recorded solely as valuation losses. They are managed as part of the bank's asset management strategy, and the risks for shareholders and investors are limited. The bank will continue to implement appropriate risk management and optimize asset management.