The Bank Of Kochi, Ltd.
Stock Price Chart
2026/07/15 UpdatedPrice Trend
2026/07/15 UpdatedPrice & Trading Details
2026/07/15 UpdatedPRICE
TRADING
Shareholder Composition
Updated 2026/07/01Dividend History
Updated 2026/07/12| Year | Dividend | Change |
|---|---|---|
| 2026 | ¥15 | -40.0% |
| 2025 | ¥25 | 0.0% |
| 2024 | ¥25 | 0.0% |
| 2023 | ¥25 | 0.0% |
| 2022 | ¥25 | - |
Financial Performance
2026/07/12 UpdatedRevenue & Profit
Margins
Cash Flow
Financial Health
| 2023 | 2024 | 2025 | 2026 | |
|---|---|---|---|---|
| Income Statement | ||||
| Revenue | ¥21,007M | ¥21,201M | ¥21,279M | ¥23,967M |
| Gross Profit | - | - | - | - |
| Operating Income | - | - | - | - |
| Pretax Income | - | - | - | - |
| Net Income | ¥1,601M | ¥1,251M | ¥860M | ¥596M |
| EPS | ¥49.63 | ¥41.56 | ¥73.43 | - |
| Operating Margin | 0.00% | 0.00% | 0.00% | 0.00% |
| Balance Sheet | ||||
| Total Assets | ¥1,185,393M | ¥1,142,308M | ¥1,153,492M | ¥1,156,604M |
| Total Equity | ¥73,772M | ¥58,652M | ¥50,702M | ¥45,899M |
| Total Liabilities | ¥1,111,621M | ¥1,083,656M | ¥1,102,790M | ¥1,110,705M |
| Cash | ¥108,965M | ¥64,516M | ¥95,757M | ¥98,659M |
| Interest-bearing Debt | ¥66,049M | ¥43,340M | ¥54,464M | ¥75,402M |
| Equity Ratio | 6.22% | 5.13% | 4.40% | 3.97% |
| D/E Ratio | 0.90 | 0.74 | 1.07 | 1.64 |
| Cash Flow | ||||
| Operating CF | -¥31,976M | -¥22,071M | ¥25,860M | ¥22,893M |
| Investing CF | ¥6,114M | -¥5,936M | ¥6,279M | -¥18,907M |
| Financing CF | ¥6,354M | -¥17,707M | -¥413M | -¥342M |
| Free CF | -¥32,967M | -¥23,709M | ¥25,314M | ¥21,581M |
| Efficiency | ||||
| ROE | 2.17% | 2.13% | 1.70% | 1.30% |
| ROA | 0.14% | 0.11% | 0.07% | 0.05% |
Latest IR Information
-
Notice regarding the collection risk of receivables or potential delay in collection
Out of the loan exposure of 373 million yen to the debtor, ASA Machinery Co., Ltd., the portion without collateral or provisioning of 131 million yen is planned to be fully provisioned in the first quarter of the fiscal year...
Read more -
Notice Regarding Insolvency Proceedings Initiated or Potential Delay in Collection
Due to the bankruptcy proceedings initiated for the debtor, Zen-To-Shin Co., Ltd., the bank plans to fully provision 915 million yen (out of 1,200 million yen of loans) in the first quarter of the fiscal year ending March 2027. Future...
Read more
Latest News (5 items)
Company Information
About
The Bank Of Kochi, Ltd. provides various banking products and services in Japan. It operates in three segments: Banking Business, Leasing Business, and Credit Card Business. The company offers deposit and comprehensive accounts; inheritance-only and retirement benefit-only fixed term, and foreign currency deposits; tax-free small investment system; investment; accumulation investment and investment trusts; pension periodic payment; term-asset management; and government and private placement bonds. It also provides loan products, including free, car, housing, card, reverse mortgage, educational, and business loans, as well as loan consultation; insurance products, such as medical and cancer, individual pension, property, whole life, and term insurance; guardianship system support deposit; trust contract agency business; individual-type defined contribution pension plan; testamentary trust and estate settlement services; dedicated account for educational donations; and inheritance procedures. In addition, the company offers services comprising internet banking, payment and transfer, electronic money and smartphone payment, payroll transfer, foreign exchange and remittance, pension receipt, telephone, and ATM functions, as well as EB, web transfer reception, bank deposit, and various seminars and consultations. Further, it provides business support services, which include digitization, merger and acquisition, financial diagnostics, industry-academia collaboration, employee benefits, and sales channel expansion and business matching; international business trade transactions; securities investment; and leasing operations. The company serves individual, corporate, and sole proprietor customers. The Bank Of Kochi, Ltd. was incorporated in 1930 and is headquartered in Kochi, Japan.