Notice Regarding Revision of Earnings Forecast and Expected Difference from Results for the Same Period of the Previous Year

Overview of the Forecast Revision

Bank of The Ryukyus, Limited has revised upward its consolidated and standalone earnings forecasts for the cumulative period from April 1, 2026 to September 30, 2026, corresponding to the second quarter of the fiscal year ending March 2027. Consolidated ordinary income is revised up from 6,300 million yen to 8,384 million yen, and consolidated interim net income attributable to owners of parent is revised up from 4,300 million yen to 5,672 million yen. Accordingly, consolidated interim net income per share is revised upward from 104 yen 86 sen to 138 yen 29 sen. Standalone forecasts have also been raised to ordinary income of 7,417 million yen, interim net income of 5,088 million yen, and interim net income per share of 124 yen 05 sen.

Difference from the Same Period of the Previous Year and Factors

Compared with the results for the same period of the previous year, consolidated and standalone ordinary income are expected to increase by more than 10%. The primary reasons are increases in interest on loans and interest/dividend income from securities, leading to profits exceeding initial expectations. However, the full-year forecast for the fiscal year ending March 2027 is unchanged at this time.