The Bank of Saga Ltd.
Stock Price Chart
2026/08/21 UpdatedPrice Trend
2026/08/21 UpdatedPrice & Trading Details
2026/08/21 UpdatedPRICE
TRADING
Earnings Calendar
Updated 2026/08/01Recent Earnings
| Date | EPS Est. | EPS Actual | Surprise |
|---|---|---|---|
| 2016/02/01 | ¥48.45 | ¥0.20 | -99.6% |
| 2015/08/05 | ¥53.35 | ¥190.30 | +256.7% |
| 2015/05/11 | ¥19.41 | ¥-70.10 | -461.2% |
| 2015/02/01 | ¥27.04 | ¥80.10 | +196.2% |
Shareholder Composition
Updated 2026/08/01Dividend History
Updated 2026/08/23| Year | Dividend | Change |
|---|---|---|
| 2026 | ¥60 | -40.0% |
| 2025 | ¥100 | +17.6% |
| 2024 | ¥85 | +21.4% |
| 2023 | ¥70 | 0.0% |
| 2022 | ¥70 | - |
Financial Performance
2026/08/23 UpdatedRevenue & Profit
Margins
Cash Flow
Financial Health
| 2023 | 2024 | 2025 | 2026 | |
|---|---|---|---|---|
| Income Statement | ||||
| Revenue | ¥42,006M | ¥44,298M | ¥47,911M | ¥60,297M |
| Gross Profit | - | - | - | - |
| Operating Income | - | - | - | - |
| Pretax Income | - | - | - | - |
| Net Income | ¥5,491M | ¥6,218M | ¥7,496M | ¥8,585M |
| EPS | ¥324.04 | ¥366.50 | ¥441.27 | ¥504.83 |
| Operating Margin | 0.00% | 0.00% | 0.00% | 0.00% |
| Balance Sheet | ||||
| Total Assets | ¥3,009,245M | ¥3,161,031M | ¥3,177,787M | ¥3,219,066M |
| Total Equity | ¥108,761M | ¥122,846M | ¥116,374M | ¥126,498M |
| Total Liabilities | ¥2,900,484M | ¥3,038,185M | ¥3,061,413M | ¥3,092,568M |
| Cash | ¥72,968M | ¥201,844M | ¥270,964M | ¥278,282M |
| Interest-bearing Debt | ¥6,442M | ¥6,575M | ¥6,427M | ¥12,251M |
| Equity Ratio | 3.61% | 3.89% | 3.66% | 3.93% |
| D/E Ratio | 0.06 | 0.05 | 0.06 | 0.10 |
| Cash Flow | ||||
| Operating CF | -¥188,817M | ¥113,056M | -¥23,726M | -¥75,446M |
| Investing CF | -¥43,722M | ¥21,915M | ¥95,407M | ¥84,534M |
| Financing CF | -¥1,184M | -¥1,176M | -¥1,433M | -¥1,691M |
| Free CF | -¥190,172M | ¥110,662M | -¥27,661M | -¥79,875M |
| Efficiency | ||||
| ROE | 5.05% | 5.06% | 6.44% | 6.79% |
| ROA | 0.18% | 0.20% | 0.24% | 0.27% |
Latest IR Information
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Notice on Detailed Decisions Regarding the Stock-based Compensation System
Resolution to acquire treasury stock as part of the stock-based compensation system. Total acquisition amount: 6,620,000,000 yen; acquisition period: 2026/8/14 to 9/11 (planned); trust contract: 664 million yen; trustee: MUFG Trustee Bank, Ltd. and co-trustee Nippon Master Trust Bank, Ltd.;...
Read more -
First Quarter Financial Summary for Fiscal Year ending March 2027 (Japanese GAAP, Consolidated)
The consolidated results for the first quarter of fiscal year ending March 2027 show gains in revenue and ordinary income YoY, with expectations of improvements in ordinary income and quarterly net income compared to the previous year. The earnings presentation...
Read more -
Saga Bank completes share buyback of 700 shares | June 2026
Saga Bank has completed the purchase of 700 shares (total amount: 3,829,000 yen) on June 16, 2026. The acquisition period was from June 17, 2026, until the same day.
Read more -
Notice Regarding Share Buyback | June 2026
Saga Bank has resolved to acquire 1,000 common shares (up to 6,000,000 yen) through market purchases in connection with the exercise of stock options. The acquisition period is from June 17 to June 30, 2026.
Read more
Latest News (5 items)
Company Information
About
The Bank of Saga Ltd. provides various banking products and services in Japan. The company offers web account, fixed term deposits, foreign currency deposits, and investment trusts; home, auto, educational, card, easy, agriculture, syndicated loans, and other loans for corporate and sole proprietor customers; medical, nursing care, personal pension, single payment, and internet insurance; and internet banking. It also provides venture business collaboration and support system, private placement bonds, project finance, credit card, and subsidy application support; corporate internet banking service, web invoice creation service, corporate FX IB Services, EB services, direct payment service for national and local taxes, electronic bill of exchange service, utility billing service, cashless merchant service, overseas business consulting, and web account transfer and fund transfer services. In addition, the company offers consulting services, recruitment, market development, business succession support, crowdfunding, carbon neutral services, listing support, advertising services, and zero carbon system. The company was founded in 1882 and is headquartered in Saga, Japan.
