The Miyazaki Bank, Ltd.
Stock Price Chart
2026/08/21 UpdatedPrice Trend
2026/08/21 UpdatedPrice & Trading Details
2026/08/21 UpdatedPRICE
TRADING
Earnings Calendar
Updated 2026/08/01Recent Earnings
| Date | EPS Est. | EPS Actual | Surprise |
|---|---|---|---|
| 2016/02/04 | ¥37.13 | ¥31.12 | -16.2% |
| 2015/08/06 | ¥26.26 | ¥35.36 | +34.6% |
| 2015/05/10 | ¥19.23 | ¥2.20 | -88.6% |
| 2015/02/05 | ¥19.86 | ¥34.26 | +72.5% |
Shareholder Composition
Updated 2026/08/01Dividend History
Updated 2026/08/23| Year | Dividend | Change |
|---|---|---|
| 2026 | ¥22 | -24.1% |
| 2025 | ¥29 | +38.1% |
| 2024 | ¥21 | +5.0% |
| 2023 | ¥20 | -9.1% |
| 2022 | ¥22 | - |
Financial Performance
2026/08/23 UpdatedRevenue & Profit
Margins
Cash Flow
Financial Health
| 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Income Statement | ||||
| Revenue | ¥58,267M | ¥57,822M | ¥53,660M | ¥57,870M |
| Gross Profit | - | - | - | - |
| Operating Income | - | - | - | - |
| Pretax Income | - | - | - | - |
| Net Income | ¥7,473M | ¥8,127M | ¥7,087M | ¥9,784M |
| EPS | ¥431.01 | ¥468.08 | ¥407.79 | ¥571.33 |
| Operating Margin | 0.00% | 0.00% | 0.00% | 0.00% |
| Balance Sheet | ||||
| Total Assets | ¥4,241,963M | ¥4,025,257M | ¥4,110,848M | ¥4,071,776M |
| Total Equity | ¥159,130M | ¥163,158M | ¥189,850M | ¥189,638M |
| Total Liabilities | ¥4,082,833M | ¥3,862,099M | ¥3,920,998M | ¥3,882,138M |
| Cash | ¥1,189,790M | ¥1,016,870M | ¥925,050M | ¥828,456M |
| Interest-bearing Debt | ¥947,189M | ¥602,298M | ¥500,410M | ¥379,012M |
| Equity Ratio | 3.75% | 4.05% | 4.62% | 4.66% |
| D/E Ratio | 5.95 | 3.69 | 2.64 | 2.00 |
| Cash Flow | ||||
| Operating CF | ¥487,689M | -¥196,260M | ¥4,879M | -¥124,271M |
| Investing CF | -¥14,874M | ¥27,258M | -¥94,923M | ¥30,543M |
| Financing CF | -¥1,726M | -¥1,899M | -¥1,731M | -¥2,907M |
| Free CF | ¥485,929M | -¥198,672M | ¥1,982M | -¥126,793M |
| Efficiency | ||||
| ROE | 4.70% | 4.98% | 3.73% | 5.16% |
| ROA | 0.18% | 0.20% | 0.17% | 0.24% |
Latest IR Information
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Q1 2027 Interim Financial Results Report (Japanese GAAP)
The consolidated results for the first quarter of FY2027 show an earnings-up trend versus the previous period. Contributing factors to ordinary income include interest income on loans and dividends on securities, with improved operating and net income. The financial position...
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Notice on Determination of Issuance Details of Stock Compensation-Type Stock Options
Total number of stock acquisition rights: 543 units; recipients: 12 directors and executive officers; payment per stock acquisition right: 108,800 yen (2,176 yen per share). Allocation date: July 31, 2026; determination date of offering: June 25, 2026. Compensation claims offset...
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Miyazaki Bank Stock Option Issuance|June 2026
Miyazaki Bank has resolved at its board of directors to issue 543 new stock acquisition rights to 12 directors and executive officers, aiming to enhance stock-based compensation and corporate value.
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[Miyazaki Bank] Announcing Executive Change | June 25, 2026
Miyazaki Bank announced that Yoshihisa Nishikawa is scheduled to assume the position of President and CEO on June 25, 2026. The document provides a detailed overview of the new executive's background and the reasons for the personnel change.
Read more
Latest News (5 items)
Company Information
About
The Miyazaki Bank, Ltd., together with its subsidiaries, offers various banking products and services primarily in Japan. It operates through Banking Business and Leasing Business segments. The company offers account opening, and regular and fixed term deposits; deposits, including current, ordinary, notice deposits, time, installment savings, tax reserve, and non-resident yen deposits; card loan, consolidation loan, mortgage, free loan, reverse mortgage, and loan simulation apps and online banking; pet, online medical, death, life, and property insurance; and invests in government bonds, local government bonds, corporate bonds, stocks, and other securities. It also engages in the domestic exchange business activities, which include handling remittance exchanges, current account transfers, and collections; foreign exchange business activities, including various operations related to exports, imports, foreign remittances, and other foreign exchange; agency business; pension plans; cashless service; and M&A brokerage businesses. In addition, it is involved in the corporate online banking service, densai service, web slip creation service, change notification form creation service, collection service, pay-easy account transfer acceptance service, sales proceeds atm collection service, cashless payment service, night safe service, internet account transfer acceptance service, quick pc service, miyagin electronic delivery service, and warranty application service. Further, it engages in provision of leasing, credit guarantee, credit card, and other related services; funding; and provides management consulting services. The company was incorporated in 1932 and is headquartered in Miyazaki, Japan.