Fiscal Year Ending March 2026 Financial Summary [Japanese Standards] (Consolidated)

Performance Overview

The consolidated performance for the fiscal year ending March 2026 was: ordinary income of 69,524 million yen (up 29.1% YoY), operating income of 14,046 million yen (up 36.6% YoY), and net income attributable to owners of the parent of 17,445 million yen (up 156.0% YoY). The significant increase was mainly due to special gains from the full acquisition of equity method affiliates, recognized as a negative goodwill. Operating expenses increased due to gains on bond and investment trust sales resulting from improved securities portfolios and increased deposit interest income, but revenue growth outpaced expenses.

Financial Position and Cash Flows

Total assets stood at 3 trillion 510 billion 508 million yen (up 4.0% YoY), net assets were 190 billion 964 million yen (up 19.1% YoY), and the equity ratio was 5.4% (up 0.7 points YoY). Cash flows from operating activities were negative 27 billion 135 million yen, but cash flows from investing activities were positive 14 billion 533 million yen, with the ending balance of cash and cash equivalents at 294 billion 667 million yen.

Dividend Situation

The annual dividend for the fiscal year ending March 2026 is set at 60 yen (up 10 yen YoY), with a payout ratio of 14.3% and a dividend yield of 1.4%. The dividend forecast for the next fiscal year ending March 2027 is 86 yen annually.

Earnings Forecast for March 2027

The consolidated earnings forecast for the fiscal year ending March 2027 projects ordinary income of 14 billion yen (a decrease of 0.3% YoY) and net income attributable to owners of the parent of 8.8 billion yen (a decrease of 49.5% YoY). These forecasts are based on uncertain economic conditions and actual results may differ.