Yamanashi Chuo Bank Fiscal Year 2024 Financial Results ｜ Sales of JPY 79.3 billion (up JPY 25.2 billion YoY)

Performance Overview

For the fiscal year ending March 2026, Yamanashi Chuo Bank recorded consolidated ordinary income of JPY 86,104 million (up 42.3% YoY), ordinary profit of JPY 13,832 million (up 30.2% YoY), and net income attributable to owners of the parent of JPY 9,987 million (up 30.2% YoY). Revenue expanded significantly due to increases in loans and securities holdings, and core operating profit also increased. The financial position shows total assets of JPY 4,581.2 billion and a capital adequacy ratio of 5.0%, indicating steady performance despite a decline. Although cash flows turned negative, projections for the fiscal year ending March 2027 also anticipate profit growth.

Future Outlook and Impact on Shareholders

The consolidated earnings forecast for the fiscal year ending March 2027 predicts ordinary profit of approximately JPY 18.3 billion (up JPY 4.4 billion YoY) and net income of approximately JPY 12.5 billion (up JPY 2.5 billion YoY), continuing revenue and profit growth. The annual dividend is planned to be set at JPY 131, reinforcing shareholder returns. Although the capital adequacy ratio continues to decline, the bank aims to sustain prudent management and enhance shareholder value.