First Quarter Ended March 2027: Capital Adequacy Ratio

Section Heading

Toho Bank discloses the consolidated and non-consolidated capital adequacy ratio for the end of the first quarter of the fiscal year ending March 2027. Consolidated: capital adequacy ratio 11.98% (up 0.25 percentage points YoY as of end-June 2026), risk assets 16,701 billion yen, total required capital 66.3 billion yen. Non-consolidated: capital adequacy ratio 11.54% (up 0.28%), risk assets 16,445 billion yen, total required capital 65.7 billion yen. Details are posted on the company website as notes.

Section 2 Heading

This disclosure provides a snapshot of capital soundness and the basis for future capital policy decisions. The quarterly improvement in the capital adequacy ratio reflects movements in risk assets and changes in capital structure, supporting transparency in capital policy and risk management going forward. For investors, monitoring the trend in the capital adequacy ratio and the additional note information provides material insight into the bank's capital soundness and financial stability.