Fiscal Year March 2027 Second Quarter (Interim) Financial Summary [Japanese GAAP] (Consolidated)

Overview of Performance

Consolidated operating results for the period saw a substantial expansion in ordinary income compared with the previous period due to increased income from asset management and gains on sales of equity securities. However, ordinary profit declined due to higher funding costs and increased losses on sales of government bonds and other securities. Interim net income increased significantly due to the recording of reversal gains from the return of retirement benefit trust as extraordinary income. Full-year forecasts were revised upward, with ordinary profit expected at 8,300 million yen and net income attributable to owners of parent at 9,400 million yen.

Outlook and Key Items

The financial summary notes a change in the scope of consolidation: Tsukuba Regional Revitalization Fund Investment Limited Partnership was removed from consolidation due to dissolution and completion of liquidation. The full-year forecasts for the fiscal year ending March 2027 have been revised upward; figures such as ROE can be confirmed in the notes and supplementary materials. Trends in the capital adequacy ratio and the composition of assets and liabilities are disclosed, suggesting plans to strengthen future capital policy and risk management.