Notice Regarding Recognition of Refund Gain from Retirement Benefit Trusts

Overview of Financial Performance

Tsukuba Bank Ltd. plans to partially redeem its retirement benefit trust, with a scheduled refund of approximately 4.7 billion yen on August 17, 2026. Accordingly, it is anticipated to record about 2.8 billion yen of extraordinary gains in its consolidated financial statements for the fiscal year ending September 2026. The redemption may lead to a lump-sum amortization of unrealized gains/losses associated with the trust-set stock's fair value fluctuations, which could impact future performance.

Future Outlook and Impact on Investors

This is a one-time recognition of extraordinary gains, and there will be no change to the earnings forecasts. However, as the amount of redemption gain may fluctuate in the future, ongoing attention to public disclosures is necessary. These developments could have significant implications for capital policy and financial conditions, potentially influencing investment decisions.