2027 Q1 Financial Results ｜ Revenue of 226.7 billion yen, Net profit of 3.8 billion yen showing strong performance

Performance Overview

In the first quarter of the fiscal year ending March 2027, SBI Shinsei Bank recorded revenue of 226.7 billion yen (up 25.4% YoY) and ordinary income of 51.9 billion yen (up 43.3% YoY), demonstrating a steady performance. Net income was 3.84 billion yen, a decrease of 13.0% compared to the same period last year, but the increase in revenue and profit indicates a strong earnings foundation. Total assets are approximately 2.57 trillion yen, with a capital adequacy ratio of 4.8%. Both the corporate and individual segments performed well, supported by growth in asset management and fee-based revenue.

Outlook and Impact on Shareholders

While this quarter's results remain solid, net income has decreased compared to the same period last year. Moving forward, the bank aims to expand earnings through asset management and new product offerings, while continuing to consider appropriate capital policies and shareholder returns. Although dividend forecasts have not been disclosed, the bank intends to maintain stable dividends and consider increases to enhance shareholder value.