Summary of Questions and Answers at the Fiscal Year 2026 Full-Year Earnings Explanation Meeting

Financial Performance Overview

Matsumoto Kiyoshi achieved net income of ¥32.5 billion for the fiscal year ending March 2026, with an estimated actual of approximately ¥33.0 billion. The overall segment results were driven upward by increases in prices and market sentiment effects. The plan for the fiscal year ending March 2027 is ¥35.0 billion, representing an expected profit growth of about 6%. The company is monitoring progress on the mid-term management plan and external environmental changes, with potential plan revisions under consideration.

Mid-term Management Plan and Investment Strategy

Profit increases during the mid-term period are attributable to investment and organic growth, including ¥1.8 billion in investment returns, with investments expected to be completed and begin contributing by 2027. Large ICT-related investments are somewhat delayed, but flexible responses are planned depending on conditions, maintaining them as growth drivers. Additional share buyback considerations due to delays in growth investments will be assessed in the next mid-term plan.