Financial Summary for Fiscal Year Ending March 2026 [Japanese GAAP] (Consolidated)

Overview of Performance

For the fiscal year ending March 2026, consolidated operating results showed ordinary revenue of 167.12 billion yen (an increase of 77.526 billion yen YoY), ordinary expenses of 147.345 billion yen (an increase of 70.067 billion yen YoY), resulting in ordinary income of 19.756 billion yen (an increase of 7.458 billion yen YoY). Net income attributable to owners of parent increased by 12.632 billion yen to 12.632 billion yen, achieving profit growth. By segment, the banking business posted ordinary income of 19.183 billion yen, while the leasing business recorded an increase of 564 million yen.

Summary of Financial Position and Dividends

Total assets amounted to 6.5367 trillion yen (an increase of 143.7 billion yen YoY), and net assets were 253.7 billion yen (an increase of 32.8 billion yen YoY). Cash flow from operating activities showed a negative 255.798 billion yen due mainly to an increase in loans. Dividends are planned at an annual total of 23 yen per share, comprising a year-end dividend of 12 yen and an interim dividend of 11 yen, considering the stock split. The dividend payout ratio is targeted at approximately 40%.