Flash Report on Interim Consolidated Financial Results for the Fiscal Year Ending March 2027

Interim Performance Outlook

The flash report for the interim consolidated accounting period for the fiscal year ending March 2027 (April 1, 2026 to September 30, 2026) projects ordinary revenues of 78,631 million yen, up 13.6% from the prior period, ordinary income of 9,209 million yen, up 26.0%, and interim net income attributable to owners of parent of 2,587 million yen, up 14.8%. An increase in retained policy counts is the primary driver of the revenue increase, and interim net income per share is also expected to exceed the prior period at 104 yen 26 sen. The formal consolidated results are scheduled to be announced on November 11, 2026. By segment, non-life insurance and life insurance are expected to see higher revenues and profits, while small-amount short-term insurance is expected to see profit declines, resulting in overall revenue and profit growth.

Segment Conditions and Points to Note

The non-life insurance business is expected to see increased ordinary revenues with rising policy counts (up 21.6%), and segment profit is expected to be 1,748 million yen (Year-over-Year +9.9%). The life insurance business, supported by higher policy counts and strong asset management, is expected to record ordinary revenues of 32,465 million yen (Year-over-Year +12.3%) and segment profit of 904 million yen (Year-over-Year +92.5%). The small-amount short-term insurance business, despite increased policy counts, is expected to see segment profit decline to 425 million yen due to higher insurance payments (Year-over-Year -25.2%).