Notice of Financial Summary for the Fiscal Year Ending March 2026 and Revision of Year-End Dividend Forecast

Overview of Performance

Consolidated results for the fiscal year ending March 2026 are expected to achieve record highs with ordinary revenue of 140,362 million yen (18.5% YoY increase), ordinary income of 13,164 million yen (39.0% YoY increase), and net income attributable to owners of parent of 2,880 million yen (44.8% YoY increase), driven by solid growth in contract volume. Earnings per share also rose significantly to 116.04 yen from 80.12 yen in the previous period. In addition to revenue growth, improved profit margins due to operational efficiency enhancements contributed positively.

Segment Performance and Revision of Dividend Forecast

In the Non-Life Insurance Business, contract volume increased by 5.5%, with ordinary revenue expected to be 46,819 million yen (15.8% YoY increase) and segment income at 2,015 million yen (29.8% YoY increase). The Life Insurance Business anticipates a 15.6% increase in contract volume with ordinary revenue of 57,705 million yen (30.0% YoY increase) and segment income of 975 million yen (20.8% YoY increase). The Small-Amount Short-Term Insurance Business also projects a 1.3% increase in contracts, with ordinary revenue rising to 36,004 million yen (6.4% YoY increase) and segment income surging to 656 million yen (184.3% YoY increase). The dividend has been revised upward from 45.00 yen to 46.50 yen, targeting a consolidated payout ratio of approximately 40.0%, with an expected consolidated payout ratio of 40.1%.