SBI ARUHI Corporation

7198.T
Mortgage Finance
2026/08/21 Updated
Market Cap: $232.6M (¥37.0B)
Stock Price: $5.23 (¥832)
Exchange Rate: 1 USD = ¥158.98

Stock Price Chart

2026/08/21 Updated
20.37
PER (Price Earnings Ratio)
vs Industry Avg: +10.8
1.05
PBR (Price to Book Ratio)
vs Industry Avg: -0.2
4.81%
Dividend Yield
vs Industry Avg: +1.86%

Price Trend

2026/08/21 Updated
Short-term
5-Day MA
-0.83%
Near-term
25-Day MA
+1.90%
Mid-term
75-Day MA
+3.02%
Long-term
200-Day MA
-1.00%

Price & Trading Details

2026/08/21 Updated

PRICE

Previous Close ¥827
Open ¥828
High ¥836
Low ¥824
Close ¥832

TRADING

Volume 133,700
Average Volume 144,214
Turnover ¥1億
Min. Purchase ¥83,200

Analyst Recommendations 1 analysts

Updated 2026/07/01
Strong Buy
0
Buy
0
Hold
1
1
Sell
0
Strong Sell
0
Target Price (Mean)
¥910
Hold
¥910
High
¥910
Median
¥910
Low
This information is based on market data from third-party data providers and is for reference only. Investment decisions are your own responsibility.

Earnings Calendar

Updated 2026/07/01

Recent Earnings

Date EPS Est. EPS Actual Surprise
2026/05/11 ¥11.00 ¥1.98 -82.0%
2026/02/11 ¥11.18 ¥19.81 +77.2%
2025/11/10 ¥10.82 ¥12.02 +11.1%
2025/08/04 ¥10.13 ¥6.78 -33.0%

Shareholder Composition

Updated 2026/07/01
64.3%
Insider Holdings
6.5%
Institutional
29.2%
Public Float
29
Institutional Holders
Insider Holdings 64.3%
Institutional 6.5%
Public Float 29.2%

Dividend History

Updated 2026/08/23
-%
Dividend Yield
¥20
Annual Dividend
-50.0%
YoY Growth
49.3%
Payout Ratio
Year Dividend Change
2026 ¥20 -50.0%
2025 ¥40 0.0%
2024 ¥40 -11.1%
2023 ¥45 -25.0%
2022 ¥60 -

Financial Performance

2026/08/23 Updated

Revenue & Profit

Margins

Cash Flow

Financial Health

2023 2024 2025 2026
Income Statement
Revenue ¥22,601M ¥20,405M ¥22,292M ¥25,086M
Gross Profit - - - -
Operating Income ¥7,808M ¥6,078M ¥7,100M ¥8,892M
Pretax Income ¥7,682M ¥6,063M ¥7,076M ¥8,920M
Net Income ¥2,820M ¥1,516M ¥1,904M ¥1,801M
EPS ¥79.40 ¥39.36 ¥42.98 ¥40.58
Operating Margin 34.55% 29.79% 31.85% 35.45%
Balance Sheet
Total Assets ¥148,616M ¥191,351M ¥205,679M ¥229,415M
Total Equity ¥32,765M ¥42,012M ¥42,003M ¥42,112M
Total Liabilities ¥115,851M ¥149,339M ¥163,676M ¥187,303M
Cash ¥17,169M ¥20,416M ¥20,149M ¥23,912M
Interest-bearing Debt ¥63,560M ¥97,317M ¥109,877M ¥132,182M
Equity Ratio 22.05% 21.96% 20.42% 18.36%
D/E Ratio 1.94 2.32 2.62 3.14
Cash Flow
Operating CF ¥1,495M -¥3,425M -¥5,366M -¥14,777M
Investing CF -¥712M ¥544M -¥5,164M -¥1,274M
Financing CF -¥5,846M ¥6,128M ¥10,263M ¥19,813M
Free CF ¥875M -¥4,088M -¥10,389M -¥15,506M
Efficiency
ROE 8.61% 3.61% 4.53% 4.28%
ROA 1.90% 0.79% 0.93% 0.79%

Company Information

English Name SBI ARUHI Corporation
Japanese Name SBIアルヒ(株)
Stock Code 7198.T (JPX)
Sector / Industry Financial Services / Mortgage Finance

About

SBI ARUHI Corporation operates as a mortgage bank in Japan. It offers collateralized loans, housing loans; mortgage lending and brokering; and insurance and bank agency services. The company is also involved in buying and selling real estate; credit guarantee operations; solutions for regional financial institution; rent liability guarantee; financial media; loan servicing; consulting services; housing loan administrative; and real estate brokerage services. The company was formerly known as ARUHI Corporation and changed its name to SBI ARUHI Corporation in January 2024. SBI ARUHI Corporation was founded in 2000 and is headquartered in Chiyoda, Japan. SBI ARUHI Corporation operates as a subsidiary of SBI Holdings, Inc.

Data provided by Yahoo Finance