Nishi-Nippon Financial Holdings, Inc.

7189.T
Banks - Regional
2026/01/16 Updated
Market Cap: $3.2B (¥507.7B)
Stock Price: $23.00 (¥3,645)
Exchange Rate: 1 USD = ¥158.48

Stock Price Chart

2026/01/16 Updated
13.87
PER (Price Earnings Ratio)
vs Industry Avg: +4.3
0.87
PBR (Price to Book Ratio)
vs Industry Avg: -0.4
3.65%
Dividend Yield
vs Industry Avg: +0.70%

Price Trend

2026/01/16 Updated
Short-term
5-Day MA
+3.96%
Near-term
25-Day MA
+13.56%
Mid-term
75-Day MA
+28.44%
Long-term
200-Day MA
+50.70%

Price & Trading Details

2026/01/16 Updated

PRICE

Previous Close ¥3,563
Open ¥3,580
High ¥3,654
Low ¥3,572
Close ¥3,645

TRADING

Volume 432,400
Average Volume 525,588
Turnover ¥16億
Min. Purchase ¥364,500

Analyst Recommendations 2 analysts

Updated 2026/01/11
Strong Buy
1
1
Buy
1
1
Hold
0
Sell
0
Strong Sell
0
Target Price (Mean)
¥3,470
None
¥3,940
High
¥3,470
Median
¥3,000
Low
+7% vs Current Price
This information is based on market data from third-party data providers and is for reference only. Investment decisions are your own responsibility.

Shareholder Composition

Updated 2026/01/11
12.8%
Insider Holdings
29.8%
Institutional
57.5%
Public Float
100
Institutional Holders
Insider Holdings 12.8%
Institutional 29.8%
Public Float 57.5%

Dividend History 4Years Growth

Updated 2026/01/11
-%
Dividend Yield
¥90
Annual Dividend
+50.0%
YoY Growth
40.7%
Payout Ratio
Year Dividend Change
2025 ¥90 +50.0%
2024 ¥60 +14.3%
2023 ¥53 +40.0%
2022 ¥38 +25.0%
2021 ¥30 -

Financial Performance

2026/01/11 Updated

Revenue & Profit

Margins

Cash Flow

Financial Health

2022 2023 2024 2025
Income Statement
Revenue ¥125,714M ¥135,772M ¥146,229M ¥153,470M
Gross Profit - - - -
Operating Income - - - -
Pretax Income - - - -
Net Income ¥24,236M ¥26,064M ¥23,576M ¥30,982M
EPS ¥164.31 ¥181.57 ¥168.06 ¥221.37
Operating Margin 0.00% 0.00% 0.00% 0.00%
Balance Sheet
Total Assets ¥13,127,906M ¥12,985,181M ¥13,483,062M ¥13,582,451M
Total Equity ¥522,169M ¥529,823M ¥575,880M ¥547,568M
Total Liabilities ¥12,605,737M ¥12,455,358M ¥12,907,182M ¥13,034,883M
Cash ¥2,614,747M ¥1,946,575M ¥2,200,594M ¥1,674,158M
Interest-bearing Debt ¥2,270,034M ¥1,767,433M ¥1,869,014M ¥2,011,116M
Equity Ratio 3.98% 4.08% 4.27% 4.03%
D/E Ratio 4.35 3.34 3.25 3.67
Cash Flow
Operating CF ¥1,151,099M -¥639,731M ¥197,020M -¥552,212M
Investing CF -¥268,495M -¥20,442M ¥66,194M ¥38,837M
Financing CF -¥7,610M -¥8,175M -¥9,628M -¥10,675M
Free CF ¥1,145,765M -¥645,219M ¥191,385M -¥559,204M
Efficiency
ROE 4.64% 4.92% 4.09% 5.66%
ROA 0.18% 0.20% 0.17% 0.23%

Latest IR Information

  • No IR information found for this company.

    Searched stock code: 7189

Company Information

English Name Nishi-Nippon Financial Holdings, Inc.
Japanese Name (株)西日本フィナンシャルホールディングス
Stock Code 7189.T (JPX)
Sector / Industry Financial Services / Banks - Regional
Employees 4,377

About

Nishi-Nippon Financial Holdings, Inc., through its subsidiaries, provides financial and non-financial products and services in Japan, China, Hong Kong, and Singapore. The company manages and operates banks that offer various financial solutions, including management and leveraged buyout schemes and funds; real estate-related, MLBO, and ship/ aircraft financing; start-up financing, business succession, and business revitalization; and proposals on long-term diversified investments that leverage NISA, regular investment trusts, and other options; housing and consumer loans; testamentary trust, inheritance management, seniors support trust, annual installment gift trust, and substitute testamentary trust; securities; and credit cards. It also provides digital solutions, such as cashless payments; Nishi-Nippon City Bank App, a mobile banking app for opening savings accounts, conducting card loan and mutual fund transactions, smartphone ATM, foreign currency deposit savings, and reviewing of current life insurance contract; and NCB Business Station, a platform providing financial and non-financial transactions. In addition, the company offers human resources-related support services comprising HR referrals, temporary staffing, HR consultancy, training, and reskilling. Further, the company involved in credit guarantee; financial Instruments; information system services; research and investigation; management consulting; paid employment placement; debt management and collection; investment partnership asset management and administration; payment agency; labor dispatch; and data analysis. It serves SMEs, corporate, and retail customers. The company was formerly known as The Nishi-Nippon City Bank, Ltd. and changed its name to Nishi-Nippon Financial Holdings, Inc. in October 2016. Nishi-Nippon Financial Holdings, Inc. was founded in 1912 and is headquartered in Fukuoka, Japan.

Data provided by Yahoo Finance