Nishi-Nippon Financial Holdings, Inc.
Stock Price Chart
2026/06/05 UpdatedPrice Trend
2026/06/05 UpdatedPrice & Trading Details
2026/06/05 UpdatedPRICE
TRADING
Analyst Recommendations 2 analysts
Updated 2026/06/05Earnings Calendar
Updated 2026/06/05Recent Earnings
| Date | EPS Est. | EPS Actual | Surprise |
|---|---|---|---|
| 2025/11/10 | ¥- | ¥- | - |
Shareholder Composition
Updated 2026/06/05Dividend History
Updated 2026/06/04| Year | Dividend | Change |
|---|---|---|
| 2026 | ¥73 | -18.9% |
| 2025 | ¥90 | +50.0% |
| 2024 | ¥60 | +14.3% |
| 2023 | ¥53 | +40.0% |
| 2022 | ¥38 | - |
Financial Performance
2026/06/04 UpdatedRevenue & Profit
Margins
Cash Flow
Financial Health
| 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|
| Income Statement | ||||
| Revenue | ¥125,714M | ¥135,772M | ¥146,229M | ¥153,470M |
| Gross Profit | - | - | - | - |
| Operating Income | - | - | - | - |
| Pretax Income | - | - | - | - |
| Net Income | ¥24,236M | ¥26,064M | ¥23,576M | ¥30,982M |
| EPS | ¥164.31 | ¥181.57 | ¥168.06 | ¥221.37 |
| Operating Margin | 0.00% | 0.00% | 0.00% | 0.00% |
| Balance Sheet | ||||
| Total Assets | ¥13,127,906M | ¥12,985,181M | ¥13,483,062M | ¥13,582,451M |
| Total Equity | ¥522,169M | ¥529,823M | ¥575,880M | ¥547,568M |
| Total Liabilities | ¥12,605,737M | ¥12,455,358M | ¥12,907,182M | ¥13,034,883M |
| Cash | ¥2,614,747M | ¥1,946,575M | ¥2,200,594M | ¥1,674,158M |
| Interest-bearing Debt | ¥2,270,034M | ¥1,767,433M | ¥1,869,014M | ¥2,011,116M |
| Equity Ratio | 3.98% | 4.08% | 4.27% | 4.03% |
| D/E Ratio | 4.35 | 3.34 | 3.25 | 3.67 |
| Cash Flow | ||||
| Operating CF | ¥1,151,099M | -¥639,731M | ¥197,020M | -¥552,212M |
| Investing CF | -¥268,495M | -¥20,442M | ¥66,194M | ¥38,837M |
| Financing CF | -¥7,610M | -¥8,175M | -¥9,628M | -¥10,675M |
| Free CF | ¥1,145,765M | -¥645,219M | ¥191,385M | -¥559,204M |
| Efficiency | ||||
| ROE | 4.64% | 4.92% | 4.09% | 5.66% |
| ROA | 0.18% | 0.20% | 0.17% | 0.23% |
Latest IR Information
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[West Japan Financial Holdings] Full-Year Financial Results for 2026 | Net Income of 4.01 billion yen (YoY +29.5%)
West Japan Financial Holdings achieved revenue of 2,468 billion yen and net income of 40.1 billion yen for the fiscal year ending March 2026, demonstrating both increased revenue and profit. Growth was driven by higher asset management gains, maintaining robust...
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Notice Regarding Changes to Shareholder Return Policy
From the fiscal year ending March 2027, the company will change its shareholder return policy to target a dividend payout ratio of approximately 40%, aiming to increase dividends through profit growth and to execute share buybacks flexibly.
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Notice Regarding Revision of Full-Year Earnings Forecast and Revision of Year-End Dividend Forecast (Dividend Increase)
The ordinary income forecast for the fiscal year ending March 2026 was revised upward by 7.3% from 55,000 million yen to 59,000 million yen, and the year-end dividend forecast was also increased from 110 yen to 118 yen.
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Notice Regarding Partial Revision of Stock Compensation Plan
The Company has added directors and executive officers of its subsidiary Nishinippon City Bank to the stock-based benefit trust plan and set the trust contribution cap at 530 million yen for the fiscal years 2026 through 2028.
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Latest News (5 items)
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Average Analyst Rating: none
Average Target Price: ¥4,170
Rating Score: - (Based on 2 analysts)
※1=Strong Buy, 5=Strong Sell
Company Information
About
Nishi-Nippon Financial Holdings, Inc., through its subsidiaries, provides financial and non-financial products and services in Japan, China, Hong Kong, and Singapore. The company manages and operates banks that offer various financial solutions, including management and leveraged buyout schemes and funds; real estate-related, MLBO, and ship/ aircraft financing; start-up financing, business succession, and business revitalization; and proposals on long-term diversified investments that leverage NISA, regular investment trusts, and other options; housing and consumer loans; testamentary trust, inheritance management, seniors support trust, annual installment gift trust, and substitute testamentary trust; securities; and credit cards. It also provides digital solutions, such as cashless payments; Nishi-Nippon City Bank App, a mobile banking app for opening savings accounts, conducting card loan and mutual fund transactions, smartphone ATM, foreign currency deposit savings, and reviewing of current life insurance contract; and NCB Business Station, a platform providing financial and non-financial transactions. In addition, the company offers human resources-related support services comprising HR referrals, temporary staffing, HR consultancy, training, and reskilling. Further, the company involved in credit guarantee; financial Instruments; information system services; research and investigation; management consulting; paid employment placement; debt management and collection; investment partnership asset management and administration; payment agency; labor dispatch; and data analysis. It serves SMEs, corporate, and retail customers. The company was formerly known as The Nishi-Nippon City Bank, Ltd. and changed its name to Nishi-Nippon Financial Holdings, Inc. in October 2016. Nishi-Nippon Financial Holdings, Inc. was founded in 1912 and is headquartered in Fukuoka, Japan.