Nishi-Nippon Financial Holdings, Inc.

7189.T
Banks - Regional
2026/06/05 Updated
Market Cap: $3.5B (¥558.2B)
Stock Price: $25.01 (¥4,008)
Exchange Rate: 1 USD = ¥160.26

Stock Price Chart

2026/06/05 Updated
13.92
PER (Price Earnings Ratio)
vs Industry Avg: +4.4
0.90
PBR (Price to Book Ratio)
vs Industry Avg: -0.4
3.51%
Dividend Yield
vs Industry Avg: +0.56%

Price Trend

2026/06/05 Updated
Short-term
5-Day MA
+1.31%
Near-term
25-Day MA
-0.39%
Mid-term
75-Day MA
-0.17%
Long-term
200-Day MA
+22.36%

Price & Trading Details

2026/06/05 Updated

PRICE

Previous Close ¥3,988
Open ¥4,019
High ¥4,054
Low ¥3,978
Close ¥4,008

TRADING

Volume 514,100
Average Volume 475,801
Turnover ¥21億
Min. Purchase ¥400,800

Analyst Recommendations 2 analysts

Updated 2026/06/05
Strong Buy
1
1
Buy
1
1
Hold
0
Sell
0
Strong Sell
0
Target Price (Mean)
¥4,170
None
¥4,400
High
¥4,170
Median
¥3,940
Low
+29% vs Current Price
This information is based on market data from third-party data providers and is for reference only. Investment decisions are your own responsibility.

Earnings Calendar

Updated 2026/06/05
AUG
03
2026
Next Earnings Release
Q3 FY2026
56days

Recent Earnings

Date EPS Est. EPS Actual Surprise
2025/11/10 ¥- ¥- -

Shareholder Composition

Updated 2026/06/05
12.8%
Insider Holdings
28.3%
Institutional
59.0%
Public Float
108
Institutional Holders
Insider Holdings 12.8%
Institutional 28.3%
Public Float 59.0%

Dividend History

Updated 2026/06/04
-%
Dividend Yield
¥73
Annual Dividend
-18.9%
YoY Growth
25.3%
Payout Ratio
Year Dividend Change
2026 ¥73 -18.9%
2025 ¥90 +50.0%
2024 ¥60 +14.3%
2023 ¥53 +40.0%
2022 ¥38 -

Financial Performance

2026/06/04 Updated

Revenue & Profit

Margins

Cash Flow

Financial Health

2022 2023 2024 2025
Income Statement
Revenue ¥125,714M ¥135,772M ¥146,229M ¥153,470M
Gross Profit - - - -
Operating Income - - - -
Pretax Income - - - -
Net Income ¥24,236M ¥26,064M ¥23,576M ¥30,982M
EPS ¥164.31 ¥181.57 ¥168.06 ¥221.37
Operating Margin 0.00% 0.00% 0.00% 0.00%
Balance Sheet
Total Assets ¥13,127,906M ¥12,985,181M ¥13,483,062M ¥13,582,451M
Total Equity ¥522,169M ¥529,823M ¥575,880M ¥547,568M
Total Liabilities ¥12,605,737M ¥12,455,358M ¥12,907,182M ¥13,034,883M
Cash ¥2,614,747M ¥1,946,575M ¥2,200,594M ¥1,674,158M
Interest-bearing Debt ¥2,270,034M ¥1,767,433M ¥1,869,014M ¥2,011,116M
Equity Ratio 3.98% 4.08% 4.27% 4.03%
D/E Ratio 4.35 3.34 3.25 3.67
Cash Flow
Operating CF ¥1,151,099M -¥639,731M ¥197,020M -¥552,212M
Investing CF -¥268,495M -¥20,442M ¥66,194M ¥38,837M
Financing CF -¥7,610M -¥8,175M -¥9,628M -¥10,675M
Free CF ¥1,145,765M -¥645,219M ¥191,385M -¥559,204M
Efficiency
ROE 4.64% 4.92% 4.09% 5.66%
ROA 0.18% 0.20% 0.17% 0.23%

Company Information

English Name Nishi-Nippon Financial Holdings, Inc.
Japanese Name (株)西日本フィナンシャルホールディングス
Stock Code 7189.T (JPX)
Sector / Industry Financial Services / Banks - Regional

About

Nishi-Nippon Financial Holdings, Inc., through its subsidiaries, provides financial and non-financial products and services in Japan, China, Hong Kong, and Singapore. The company manages and operates banks that offer various financial solutions, including management and leveraged buyout schemes and funds; real estate-related, MLBO, and ship/ aircraft financing; start-up financing, business succession, and business revitalization; and proposals on long-term diversified investments that leverage NISA, regular investment trusts, and other options; housing and consumer loans; testamentary trust, inheritance management, seniors support trust, annual installment gift trust, and substitute testamentary trust; securities; and credit cards. It also provides digital solutions, such as cashless payments; Nishi-Nippon City Bank App, a mobile banking app for opening savings accounts, conducting card loan and mutual fund transactions, smartphone ATM, foreign currency deposit savings, and reviewing of current life insurance contract; and NCB Business Station, a platform providing financial and non-financial transactions. In addition, the company offers human resources-related support services comprising HR referrals, temporary staffing, HR consultancy, training, and reskilling. Further, the company involved in credit guarantee; financial Instruments; information system services; research and investigation; management consulting; paid employment placement; debt management and collection; investment partnership asset management and administration; payment agency; labor dispatch; and data analysis. It serves SMEs, corporate, and retail customers. The company was formerly known as The Nishi-Nippon City Bank, Ltd. and changed its name to Nishi-Nippon Financial Holdings, Inc. in October 2016. Nishi-Nippon Financial Holdings, Inc. was founded in 1912 and is headquartered in Fukuoka, Japan.

Data provided by Yahoo Finance