Fiscal Year Ending March 2027 Second Quarter Financial Summary [Japanese GAAP] (Consolidated)

Summary of Results

Yokohama Financial Group, Inc. reported consolidated results for the second quarter of the fiscal year ending March 2027 with ordinary income of 108,624 million yen and net income attributable to owners of the parent of 74,982 million yen. Total assets at the interim period were 24,881.6 hundred million yen, and the equity ratio improved to 5.9%. Increased investment income and gains on equity sales contributed to results, while funding costs rose due to higher deposit interest. The full-year forecast was revised and the dividend forecast was increased; the year-end dividend is planned at 35 yen plus a 10th-anniversary commemorative dividend of 5 yen, totaling 40 yen.

Impact for Shareholders and Outlook

Based on the revised full-year forecast, the company aims for an annual dividend that includes an ordinary dividend and a 10th-anniversary commemorative dividend of 5 yen, targeting a total annual dividend of 40 yen. On capital policy, total capital ratio and Tier1 ratio are disclosed as indicators of capital quality, and the latest ROE trend is shown in a separate document. Going forward, the planned acquisition of SMTB Lease shares is intended to strengthen the leasing domain and enhance Hamagin Finance's functions, supporting group-wide growth.