Yokohama Financial Group, Inc.

7186.T
Banks - Regional
2026/07/14 Updated
Market Cap: $12.9B (¥2.1T)
Stock Price: $11.61 (¥1,885)
Exchange Rate: 1 USD = ¥162.34

Stock Price Chart

2026/07/14 Updated
20.04
PER (Price Earnings Ratio)
vs Industry Avg: +10.5
1.49
PBR (Price to Book Ratio)
vs Industry Avg: +0.2
2.55%
Dividend Yield
vs Industry Avg: -0.40%

Price Trend

2026/07/14 Updated
Short-term
5-Day MA
-0.42%
Near-term
25-Day MA
+6.16%
Mid-term
75-Day MA
+16.58%
Long-term
200-Day MA
+33.43%

Price & Trading Details

2026/07/14 Updated

PRICE

Previous Close ¥1,870
Open ¥1,883
High ¥1,917
Low ¥1,882
Close ¥1,885

TRADING

Volume 2,404,100
Average Volume 3,546,315
Turnover ¥45億
Min. Purchase ¥188,500

Analyst Recommendations 9 analysts

Updated 2026/07/01
Strong Buy
3
3
Buy
3
3
Hold
3
3
Sell
0
Strong Sell
0
Target Price (Mean)
¥1,768
Buy
¥2,050
High
¥1,850
Median
¥1,150
Low
+36% vs Current Price
This information is based on market data from third-party data providers and is for reference only. Investment decisions are your own responsibility.

Shareholder Composition

Updated 2026/07/01
7.5%
Insider Holdings
48.2%
Institutional
44.4%
Public Float
271
Institutional Holders
Insider Holdings 7.5%
Institutional 48.2%
Public Float 44.4%

Major Holders

Updated 2026/07/01
Institution Ownership Shares Change
VANGUARD STAR FUNDS-Vanguard Total International Stock Index Fund
1.37%
15.6M +0.90%
VANGUARD TAX-MANAGED FUNDS-Vanguard Developed Markets Index Fund
0.89%
10.1M +0.80%
iShares Trust-iShares Core MSCI EAFE ETF
0.64%
7.4M +0.55%
iShares, Inc.-iShares MSCI Japan ETF
0.35%
4.0M -5.22%
Fidelity Concord Street Trust-Fidelity International Index Fund
0.34%
3.8M +1.20%
iShares Trust-iShares MSCI EAFE ETF
0.32%
3.6M 0.00%

Dividend History

Updated 2026/07/12
-%
Dividend Yield
¥21
Annual Dividend
-36.4%
YoY Growth
22.3%
Payout Ratio
Year Dividend Change
2026 ¥21 -36.4%
2025 ¥33 +32.0%
2024 ¥25 +22.0%
2023 ¥21 +5.1%
2022 ¥20 -

Financial Performance

2026/07/12 Updated

Revenue & Profit

Margins

Cash Flow

Financial Health

2022 2023 2024 2025
Income Statement
Revenue ¥264,887M ¥266,860M ¥286,581M ¥314,419M
Gross Profit - - - -
Operating Income - - - -
Pretax Income - - - -
Net Income ¥53,881M ¥56,159M ¥66,931M ¥82,805M
EPS ¥44.67 ¥47.39 ¥47.39 ¥71.63
Operating Margin 0.00% 0.00% 0.00% 0.00%
Balance Sheet
Total Assets ¥24,060,792M ¥25,729,552M ¥24,381,712M ¥24,793,138M
Total Equity ¥1,158,624M ¥1,155,437M ¥1,278,698M ¥1,287,703M
Total Liabilities ¥22,902,168M ¥24,574,115M ¥23,103,014M ¥23,505,435M
Cash ¥5,637,213M ¥6,426,095M ¥4,133,789M ¥4,445,659M
Interest-bearing Debt ¥3,180,442M ¥4,269,539M ¥2,320,391M ¥2,262,436M
Equity Ratio 4.82% 4.49% 5.24% 5.19%
D/E Ratio 2.75 3.70 1.81 1.76
Cash Flow
Operating CF ¥1,247,289M ¥965,540M -¥2,217,487M ¥376,257M
Investing CF ¥218,750M -¥148,046M ¥37,479M ¥21,589M
Financing CF -¥43,912M -¥56,934M -¥51,025M -¥70,611M
Free CF ¥1,230,026M ¥953,251M -¥2,234,914M ¥360,451M
Efficiency
ROE 4.65% 4.86% 5.23% 6.43%
ROA 0.22% 0.22% 0.27% 0.33%

Latest IR Information

Company Information

English Name Yokohama Financial Group, Inc.
Japanese Name (株)横浜フィナンシャルグループ
Stock Code 7186.T (JPX)
Sector / Industry Financial Services / Banks - Regional
Employees 6,313

About

Yokohama Financial Group, Inc. provides various banking products and services to small and medium-sized businesses and individuals in Japan and internationally. The company offers current, savings, notice, and term deposits; loan products; and securities, leasing, information, research and venture capital services. The company was formerly known as Concordia Financial Group, Ltd. and changed its name to Yokohama Financial Group, Inc. in October 2025. Yokohama Financial Group, Inc. was incorporated in 2016 and is headquartered in Tokyo, Japan.

Data provided by Yahoo Finance