ZENKOKU HOSHO Co.,Ltd.
Zenkoku Hosho Co., Ltd. Regarding Next Medium-Term Management Plan
Zenkoku Hosho Co., Ltd. has formulated the medium-term management plan 'Go for 50' for FY2026 to FY2030. The balance of guarantee obligations is targeted to grow from 21.3 trillion yen in FY2025 forecast to 27.3 trillion yen in FY2030 plan, and EPS is expected to increase from 238.6 yen to 298.0 yen.
Key Figures
- Balance of Guarantee Obligations: 21.3 trillion yen (FY2025 forecast), 27.3 trillion yen (FY2030 plan)
- EPS (Earnings Per Share): 238.6 yen (FY2025 forecast), 298.0 yen (FY2030 plan)
- Cumulative Target for New Guarantee Execution Amount: 11.0 trillion yen (2026–2030)
AI要約
Overview of Medium-Term Management Plan
Zenkoku Hosho Co., Ltd. has formulated a new medium-term management plan 'Go for 50' for FY2026 to FY2030. Centering on housing loan guarantees, the company aims to form a comprehensive group in the housing lifestyle and financial sectors. The balance of guarantee obligations is planned to grow from 21.3 trillion yen (FY2025 forecast) to 27.3 trillion yen (FY2030 plan), with EPS also improving from 238.6 yen to 298.0 yen. ROE is targeted at 12-15%, and employee satisfaction is to be maintained at 4.9 points or higher.
Basic Policies and Specific Measures
The basic policies are: (1) Growth and evolution of core business (scale expansion and cost management to improve EPS), (2) Acquisition of new earnings (formation of housing lifestyle group, improvement of asset management yield), (3) Strengthening of human resources, organization, and governance, and (4) Capital policy (improvement of capital efficiency and shareholder returns). In the new housing loan market, the company expects new guarantee amounts of 1.8 trillion yen and aims for total new guarantee execution of 11 trillion yen over five years. The company will also promote DX service provision and strengthen cooperation with financial institutions.
