ZENKOKU HOSHO Co.,Ltd.

2026/08/21 Updated
Market Cap: $2.7B (¥421.6B)
Stock Price: $19.93 (¥3,168)
Exchange Rate: 1 USD = ¥158.98

Stock Price Chart

2026/08/21 Updated
13.00
PER (Price Earnings Ratio)
vs Industry Avg: +3.5
1.73
PBR (Price to Book Ratio)
vs Industry Avg: +0.5
3.88%
Dividend Yield
vs Industry Avg: +0.93%

Price Trend

2026/08/21 Updated
Short-term
5-Day MA
+0.59%
Near-term
25-Day MA
+1.82%
Mid-term
75-Day MA
+4.92%
Long-term
200-Day MA
+3.38%

Price & Trading Details

2026/08/21 Updated

PRICE

Previous Close ¥3,172
Open ¥3,188
High ¥3,200
Low ¥3,145
Close ¥3,168

TRADING

Volume 305,300
Average Volume 475,811
Turnover ¥10億
Min. Purchase ¥316,800

Analyst Recommendations 5 analysts

Updated 2026/08/01
Strong Buy
2
2
Buy
1
1
Hold
2
2
Sell
0
Strong Sell
0
Target Price (Mean)
¥3,680
None
¥4,700
High
¥3,600
Median
¥3,000
Low
+18% vs Current Price
This information is based on market data from third-party data providers and is for reference only. Investment decisions are your own responsibility.

Earnings Calendar

Updated 2026/08/01
AUG
05
2026
Next Earnings Release
Q3 FY2026

Recent Earnings

Date EPS Est. EPS Actual Surprise
2017/11/05 ¥27.30 ¥31.13 +14.0%
2017/02/02 ¥32.05 ¥26.65 -16.9%
2016/11/03 ¥25.55 ¥29.43 +15.2%
2016/08/04 ¥21.35 ¥21.83 +2.3%

Shareholder Composition

Updated 2026/08/01
1.9%
Insider Holdings
51.3%
Institutional
46.8%
Public Float
118
Institutional Holders
Insider Holdings 1.9%
Institutional 51.3%
Public Float 46.8%

Dividend History

Updated 2026/08/23
-%
Dividend Yield
¥75
Annual Dividend
-50.3%
YoY Growth
30.8%
Payout Ratio
Year Dividend Change
2026 ¥75 -50.3%
2025 ¥151 +77.6%
2024 ¥85 +14.9%
2023 ¥74 +11.3%
2022 ¥67 -

Financial Performance

2026/08/23 Updated

Revenue & Profit

Margins

Cash Flow

Financial Health

2022 2023 2024 2025
Income Statement
Revenue ¥48,841M ¥50,272M ¥51,638M ¥56,972M
Gross Profit - - - -
Operating Income ¥39,473M ¥39,885M ¥39,103M ¥41,976M
Pretax Income ¥41,060M ¥42,072M ¥42,201M ¥46,604M
Net Income ¥27,835M ¥28,584M ¥28,796M ¥32,089M
EPS ¥202.44 ¥207.99 ¥209.54 ¥236.54
Operating Margin 80.82% 79.34% 75.73% 73.68%
Balance Sheet
Total Assets ¥415,814M ¥442,945M ¥466,618M ¥492,398M
Total Equity ¥184,826M ¥205,619M ¥225,081M ¥238,677M
Total Liabilities ¥230,988M ¥237,326M ¥241,537M ¥253,721M
Cash ¥169,024M ¥164,959M ¥125,342M ¥137,577M
Interest-bearing Debt ¥30,000M ¥30,000M ¥30,000M ¥30,000M
Equity Ratio 44.45% 46.42% 48.24% 48.47%
D/E Ratio 0.16 0.15 0.13 0.13
Cash Flow
Operating CF ¥29,282M ¥28,700M ¥31,304M ¥33,423M
Investing CF -¥37,955M -¥36,042M -¥55,996M ¥625M
Financing CF -¥8,501M -¥9,159M -¥10,319M -¥19,311M
Free CF ¥28,944M ¥27,565M ¥29,321M ¥32,533M
Efficiency
ROE 15.06% 13.90% 12.79% 13.44%
ROA 6.69% 6.45% 6.17% 6.52%

Latest IR Information

Company Information

English Name ZENKOKU HOSHO Co.,Ltd.
Japanese Name 全国保証(株)
Stock Code 7164.T (JPX)
Sector / Industry Financial Services / Credit Services
Employees 378

About

ZENKOKU HOSHO Co.,Ltd., together with its subsidiaries, engages in the credit guarantee business in Japan. The company is also involved in non-life insurance agency and credit check operations; credit management and collection; and contracted administrative services. The company was incorporated in 1981 and is headquartered in Tokyo, Japan.

Data provided by Yahoo Finance