Jimoto Holdings, Inc.
Execution Status Report on Management Enhancement Plan
Report on the execution status of the Management Enhancement Plan, including repayment plans for public funds under disaster and COVID-19 relief. Kirayaka Bank and Sendai Bank show a tendency toward profitability, with a focus on restoring equity ratios, accumulating retained earnings, and strengthening the financial base through a capital and business alliance with SB I Group. Promotion of DX and business process reforms, including a decision to adopt the next-generation banking system, and significantly expanding disaster-affected enterprise support and regional revitalization initiatives.
Key Figures
- Consolidated Ordinary Revenue: 44,080 million yen (fiscal year ending March 2025) → 44,080 million yen (in-article)
- Consolidated Equity Ratio: 8.02% (as of end of March 2026)
- End of term dividend: 5 yen per share (fiscal year ending March 2026)
AI要約
Corporate Management Structure and Governance Strengthening
Jimoto Holdings, Inc. strengthens governance and financial base as a regional financial group through a capital and business alliance with SB I Group. It aims to unify the management framework as the sole parent company, advance internal controls and risk management, reinforce audit functions, and enhance linkage across the group while preserving subsidiary independence. The plan emphasizes increased transparency and effectiveness through the use of outside directors, strengthened Audit Committee, and improved frequency and deliberation framework of management meetings.
Financial Stabilization and Capital Policy
The Management Enhancement Plan is updated, including revisions to repayment dates for public funds, with the aim of maintaining profitability in the fiscal year ending March 2026 and rebuilding capital reserves for repayment of public funds. With SB I Group providing capital injections alongside the recovery of Kirayaka Bank's finances after its losses, the plan maintains a higher equity ratio and a sustainable dividend policy. It explicitly outlines repayment schedules for public funds with maturities in 2037 and 2048, targeting a recovery in profitability.
Jimoto Holdings, Inc.
Company overview · Stock price · Financial data · All IR
